When it comes to the banking industry, First Bank is one of the oldest banks in Nigeria. As one of the pioneer banks it is important to stay updated with the various new technologies that makes banking seamless. This is why First Bank introduced its own USSD code service for easy banking transaction.
The First Bank USSD code service is a series of unstructured supplementary service data that customers can use to carry out transactions like Purchase airtime, transfer money to other accounts, buy data, verify their BVN and more. This service can be accessed on the mobile phone linked to their First Bank account and it is available 24/7.
If you are a First Bank customer and needs access to this service, then you should stick with us as we reveal to you how to activate the service and the list of the First Bank USSD codes you can use for transaction.
About Unity Bank
As earlier mentioned First Bank is one of Nigeria’s oldest banks. First bank was founded in 1894 by Sir Alfred Jones and its headquarters is in Lagos State. Since its inception First Bank has undergone several changes including a change to its ownership. The Bank is currently owned by FBN Holdings PLC and has its shares listed in the Nigerian Stock Exchange.
First Bank is licensed by the Central Bank of Nigeria (CBN) to operate as a commercial bank. Part of the banking service the First Bank offers include personal savings account, current account, fixed deposit account, corporate account and more.
There are other areas one can invest in First Bank including joining the over 1.3 million shareholders to own shares in the bank. First bank also offers partnership programs where interested persons can partner with the bank.
What Is First Bank USSD Code
The First Bank default USSD code is *894#. It is a safe and convenient service that First Bank customers can use to carry out transactions on their account. This Unstructured Supplementary Service Data is accessible on the mobile number linked to your First Bank account and it can be used once activated.
First Bank customers can use this code on any of their mobile phone and it has no restriction on the type of mobile phone that can be used. It is a convenient service that can be accessed from where ever you reside.
Features Of The Unity Bank USSD Code
The First Bank USSD code service has amazing features and can be used for almost all transactions. Below are some of the features of the First Bank USSD code service:
- Check Account Balance
- Airtime Recharge
- Transfer Money
- Buy Data
- Block/Unblock Debit Card
- Pay Bills
- Change PIN
- Generate OTP and More
How To Register and Activate Unity Bank USSD Code
Before you can start using the First Bank USSD code service, you will have to register and activate it on your mobile phone. Here is how to go about the registration and activation of the service.
1. On the mobile line linked to your First Bank account dial the code *894*0#. A message will pop up asking you to accept or cancel the network charge for banking service on the USSD banking channel. Type 1 to accept.
2. This will reveal an option to Register for 894 banking. Click on it and a list of masked debit cards linked to your account will display on your screen.
3. Next you can select your preferred debit card and enter the 4-digit PIN for the card.
4. Then you will be prompted to create Quick banking 5-digit PIN.
5. Once you have created your unique PIN, the registration will be complete and your USSD code service activated.
Advantages Of Using First Bank USSD Code
The advantages of using the First Bank USSD code service cannot be overemphasized as there are too numerous to overlook. Below are some of the advantages:
1. Convenience
First Bank USSD code service is very convenient to use as customers can carry out transactions from anywhere. When it comes to using this service there is no restriction in coverage. Customers can reside in any part of the country and still have access to this USSD banking service making it an ideal choice.
2. Ease of Use
The First Bank USSD code service is very easy to use as anyone with a mobile phone can operate it. As long as you know the codes for the transactions you want to carry out. You can easily make use of the service. The main thing is to follow the prompt as they appear on your screen. You do not need to be tech savvy or own a smart phone to make use of the USSD code service.
3. Cost-effectiveness
It is quite Cost-effective to make use of this service as charges for transaction a very minimal. You would be required to pay a fee for carrying out transactions on the First Bank USSD code service, but the amount you will be required to pay is very minimal making it an ideal choice.
4. Secure
First Bank USSD code service is very secure to use. As a bid to beef off the security of this service, before any transaction is finalized, the customer would be required to insert their transaction PIN. This helps prevent unauthorized access to one’s account.
5. Speed
When it comes to completing transactions swiftly, the First Bank USSD code service is very fast. As soon as a customer makes use of the service to transfer money, the recipient receives the money almost instantly. Other transactions carried out with the service is instantaneous as well.
6. Accessibility
The First Bank USSD code service is accessible to anyone who has a First Bank account. There is no limitation on who can use the service or where the service can be used. It is also available 24/7 and customers can carryout their transactions any time or day of the week.
List Of First Bank USSD Code
| Transactions | First Bank USSD Code |
| Check Account Balance | *894*00# |
| Account Opening | *894*0# |
| Airtime Top-Up for Self | *894*Amount# |
| Airtime Top-Up for Others | *894*Amount*Phone Number# |
| Fund Transfer | *894*Amount*Account Number# |
| Bill Payment | *894# > Pay Bills |
| Retrieve BVN | *565*0# |
| Data Purchase | *894*2# |
| Block ATM Card | *894*911# |
| Account Statement | *894*Account Number# |
| Change PIN | *894*0# |
| Deactivate USSD Code | *894*911# |
First Bank USSD Code To Check Account Balance
First Bank account holders can easily check their account balance using the USSD code service. They simply need to dial *894*00# on the phone number linked to their account, follow the prompt to input their transaction PIN and their account balance will display on the screen.
First Bank USSD Code For Account Opening
You can easily open a First Bank account with you phone using the First Bank USSD code. To do that simply dial the code *894*0# on your mobile phone and follow the prompt.
First Bank USSD Code For Airtime Top-Up
First Bank customers can recharge their line as well as that of their loved ones with the use of the USSD code. To recharge your line, you should dial *894*Amount# on the mobile number linked to your account.
If you want to recharge the line of a family or friend from your account, you can use the code *894*Amount*Phone Number#.
First Bank USSD Code For Transfer Of Fund
It is quite easy to transfer money from your account to another person with the use of the First Bank USSD code. Whether the person has an account in First Bank or not, you can still make the transfer. To transfer to an account in First bank dial the code *894*Amount*Account Number# then follow the prompt to complete the transaction.
If the person has an account in another bank and you want to transfer money you can use the same code and then select the bank you want to transfer to. In order to complete the transaction you will be required to input your transaction pin. Once that is done, the transaction will be completed.
First Bank USSD Code For Bill Payment
You can pay your bill using the First Bank USSD code. Bills like DSTV and GOTV subscriptions, PHCN bills and Startimes subscriptions can be payed using the code. To pay these bills dial the First Bank USSD code below.
- Dial *894amount*merchant code# to pay for goods and services.
- Dial *894amount*smart card number# to pay for DSTV and GOTV subscriptions.
- Dial *894amount*IUC number# to pay for Startimes subscriptions.
- Dial *894amount*customer ID# to pay for PHCN bills.
First Bank USSD Code To Retrieve BVN
First Bank customers can retrieve their BVN information with the USSD code. Simply dial *565*0# on the mobile number linked to your account.
First Bank USSD Code For Data Purchase
In order to purchase data using the First Bank USSD code, simply dial *894*2# and follow the prompt.
First Bank USSD Code To Block ATM Card
If you lost your ATM card or it was stolen, you can block it using the First Bank USSD code. Dial *894*911# on the line connected to your bank account and follow the prompt to block the card.
First Bank USSD Code To Generate Account Statement
You can generate your account statement for a certain period with the use of your First Bank USSD code. On the mobile number linked to your account dial the code *894*Account Number#
How To Change Your First Bank Transaction Pin
If you need to change your First Bank transaction PIN for the USSD code service, you can do so by following these simple steps:
- Dial *894*0# on your mobile phone to open the First Bank USSD code menu.
- Select option 7, which is “PIN Setup.”
- Select option 1, which is “Change Pin.”
- Enter your current transaction PIN when prompted.
- Enter your new transaction PIN.
- Confirm your new transaction PIN by entering it again.
- Your new transaction PIN will be activated and ready to use.
It is important to keep your transaction PIN secure and not share it with anyone, as it is used to authorize transactions on your account. Changing your transaction PIN regularly can also help to keep your account secure
How To Deactivate First Bank USSD Code
If you want to deactivate or cancel the First Bank USSD code service, you can do so by following these simple steps:
1. Dial *894*0# on your mobile phone. This will open the First Bank USSD code menu.
2. Select option 4, which is “Other Services.”
3. Select option 6, which is “Deactivate USSD.”
4. Enter your PIN or password when prompted.
5. Confirm that you want to deactivate the service.
Once you have completed these steps, the First Bank USSD code service will be deactivated, and you will no longer be able to use it to access banking services.
It is important to note that deactivating the USSD code service will not close your bank account or affect any other banking services that you may be using. It simply stops the use of the USSD code service.
First Bank customers should be aware that the security of their transaction PIN is their responsibility and should not reveal the information to anyone. Also note that these First Bank USSD code discussed in this article is meant to serve as an information guide, further enquires and issues should be forwarded to the bank for resolution.