Compilation Of Unity Bank USSD Codes and Transfer Codes

Customers who bank with Unity Bank can enjoy seamless transactions with the use of the bank’s USSD codes. As the society evolves and many banks embrace digital service, Unity Bank has come up with a more convenient banking with the use of the Unity Bank USSD code service.

The Unity Bank USSD code service is an easy and speedy service that makes use of special unstructured supplementary service data to carry out transactions. Unity Bank customers can transfer money, recharge their phones, check their account balance and more with the use of these USSD codes.

In this article we are going to be compiling the list of Unity Bank USSD codes that can be used to carry out seamless transactions.

About Unity Bank

Unity Bank is a large financial institution that began its operations in January 2006 when nine financial institution with expertise in cooperate and retail banking came together in a merger. The bank has its headquarters in Lagos with over 242 branches in different parts of the country.

The bank is licensed by the Central Bank of Nigeria (CBN) and its shares are listed on the Nigerian Stock Exchange. Unity Bank was valued at around US$2.45 billion (NGN:396 billion) in December 2012 and has a shareholders’ equity of approximately US$322 million (NGN:51.5 billion) as at the year 2012.

Unity Bank has a large customer base, and in 2024 it was able to merge with Providus Bank, giving it a wider reach. The Bank offers a wide range of financial service to its customers and part of that is the USSD code banking service.

This service makes it easy for customers to carry out transactions with ease. Many of the persons who make use of Unity Bank rely on this service to bank from anywhere they are in the country. Unity Bank is popular among retirees as they tend to save their retirement benefits in the bank and this USSD service give these retirees easy access to their account.

Unity bank also focuses on SMEs and Agribusinesses, granting them business loans and aids to further their business. The bank is receptive to its customers and offer assistance when needed.

What Is Unity Bank USSD Code

As earlier mentioned the Unity Bank USSD code service is a unstructured supplementary service data that customers can make use of to carryout transactions on their account. This code is accessible through your mobile phone when it is activated.

Unity Bank account holders can make use of the USSD code to transfer money, recharge their phones, pay bills, and more. The default Unity Bank USSD code is *7799# and it can be used once the service is activated.

The Unity Bank USSD code can be used on any phone at any time as there are no restrictions on the type of phone or the time to access the code. Below are some of the features of the Unity Bank USSD code service.

Features Of The Unity Bank USSD Code

There is barely restrictions on what Unity Bank customers can do with the USSD code service. Here are some of the features you can access with the Unity Bank USSD code service.

• Account Opening
• Check Account Balance
• Airtime Recharge
• Data Subscription
• Transfer funds
• Pay Bills
• Generate OTP
• Verify BVN
• Change PIN
• Cardless Withdrawal

Advantages Of Using Unity Bank USSD Code

There are so many advantage to using the Unity Bank USSD code service. Below are some of them.

1. Ease Of Use

The Unity Bank USSD code service is so easy to use as persons who are not tech savvy can easily navigate their way around it. Once the service is activated on your phone, it mostly requires you dialing the specific code needed for your transaction and following the prompt to complete it. Using this service does not require special tutorial as anybody can operate it and get their transactions done in minutes.

2. Speed

Unity Bank’s USSD code service is a very fast service as transactions carried out with the service are completed in Minutes. Customers can get their phones recharged as soon as they complete the transactions and money transfers are done instantenously.

3. Compatible

The Unity Bank USSD code service is compatible to any kind of phone. Even if you don’t use a smart phone, you can still access the USSD service as it does not require data or a smartphone.

4. Secured

Customers can enjoy secured transactions when they make use of the Unity Bank USSD cod service. There is no fear of information theft as your data is encrypted and your finance secure.

5. Cost-effectiveness

The Unity Bank USSD code service is quite Cost-effectiveness if you compare it with the expense you will incur visiting the bank. It is a cheap service to use and customers can in the same vain save time when they make use of this service.

How To Register and Activate Unity Bank USSD Code

In order to enjoy the full features of Unity Bank USSD code service, you will have to activate the service on your mobile phone. Below is how you can register and activate the Unity Bank USSD code service:

1. Dial the default Unity Bank USSD code *7799# on the phone number linked to your Unity Bank account.

2. Follow the prompt and input your Unity Bank account number or ATM card number depending on the option

3. Next you will be required to setup your 4-digit Transaction PIN. This pin is what you will use for all your transactions.

4. Follow the prompt to complete the registration and your USSD service will be activated.

List Of Unity Bank USSD Code

Unity Bank USSD Code To Open An Account

Interested persons can start the Unity Bank account opening process with the USSD code. All you need to do is dial the USSD code *7799# on your phone and follow the prompt.

Unity Bank USSD Code To Check Account Balance

In order to check your account balance using the Unity bank USSD code, you should dial *7799*0# on the phone number connected to your account. Input your four digit transactional pin and click on OK. your account balance will be displayed on your screen.

Unity Bank USSD Code For Transfer

The Unity Bank Transfer code is very easy and quick to use. If you want to transfer money to an account in Unity Bank you can dial the code *7799*1*Account number*Amount# on the phone number connected to your bank. After dialing the code, you can input your transaction pin and Press enter. The money will be transferred to the recipient.

If you want to transfer money to an account holder in any other bank asides Unity Bank, you can use the Unity Bank Transfer code *7799*2*Account number*Amount#. After you have dialed the code, you will need to select the bank you want to transfer to. T

Unity Bank USSD Code For Airtime Recharge

Unity bank customers can recharge their phones and that of their family and friends with the Unity Bank USSD code. To recharge your phone dial the code *7799*Amount# on the mobile number connected to your account and input your transaction pin. Your line will be recharge.

In order to recharge the line of someone else aside yourself you can dial the USSD code *7799*Phone number*Amount# on the phone number linked to your account and input your four digit transaction pin. The line will be recharged.

Unity Bank USSD Code To Retrieve BVN

You can retrieve your BVN information with the use of the Unity Bank USSD code. Dial *7799*5# on the mobile number linked to your account and input your transaction pin. Your BVN information will be displayed on your screen.

Unity Bank USSD Code For Cardless Withdrawal

To make Cardless Withdrawal using the USSD code, dial *7799*8*Amount# on the mobile number linked to your account and input your four digit transaction pin.

Unity Bank USSD Code To Block Account

If you suspect fraudulent activity on your account, you can quickly block your account using the Unity Bank USSD code. You don’t need to visit the bank all you need to do is dial the code *7799*9*phone number# and follow the prompt.

Unity Bank USSD Code For Bill Payment (DSTV Subscription)

Unity Bank customers can subscribe their DSTV decoder directly from their bank using the USSD code. There are different USSD code for the different DSTV package. Below are the different Unity bank USSD codes for the various DSTV package.

• *7799*32*Smart card no*1# – Access

•  *7799*32*Smart card no*2# – Compact

•  *7799*32*Smat card no*3# – Compact Plus

•  *7799*32*Smart card no*4# – Family

•  *7799*32*Smart card no*5# – Premium

After dialing the code on the mobile number linked to your bank account, you will receive a prompt on your phone. Follow it to complete your transaction.

Unity Bank USSD Code For Bill Payment (GoTv Subscription)

GoTv customers can also subscribe their various GoTv package using the Unity Bank USSD code. The code to subscribe your GoTv packages is listed below.

• *7799*33* Smart card no*1# – Gotv Lite
•  *7799*33* Smart card no*2# – Gotv Max  
•  *7799*33* Smart card no*3# – Gotv Plus
•  *7799*33* Smart card no*4# – Gotv Value

You should remember to input your four digit transaction pin while you are using this code to subscribe.

Unity Bank USSD Code To Block ATM Card

Unity Bank customers can block their ATM card with the use of the USSD code. If you lost your ATM card and need to protect your account from fraud, you can do that by dialing the code *7799*21#. Follow this by selecting the option “Hotlist Card” and input your pin. Your ATM card will be blocked.

How To Change Your Transaction Pin Using The Unity Bank USSD Code

You might feel the need to change your four digit transaction pin on your Unity Bank USSD code. In order to do that follow the steps below:

1. Dial *7799# on your mobile phone

2. Enter your current PIN code

3. Select “Change PIN” from the menu options

4. Enter your new 4-digit PIN code

5. Confirm your new PIN code by entering it again

6. Once you have confirmed your new PIN code, you will receive a confirmation message from Unity Bank

7. Your new transaction PIN is now active and you can start using it to perform transactions on your mobile phone.

While it is easy and convenient to use the Unity Bank USSD code, you should keep in mind that there are charges attached to these transaction. The charges are not high compared to other banking methods and they vary depending on the transaction you are carrying out.

Unity Bank USSD code is easy to use, available 24/7, and helps to reduce the need for physical contact with the Bank.