As a customer of First City Monument Bank (FCMB), you are probably aware of the various digital channels available to you. One of the most convenient is the use of Unstructured Supplementary Service Data (USSD) codes to perform transactions on your mobile phone. USSD codes offer a quick and easy way to access banking services without an internet connection, and FCMB has a range of codes that cater to different needs.
FCMB USSD codes are short codes that allow you to access banking services on your mobile phone without an internet connection. These codes are easy to use and can be accessed from any mobile phone. With USSD codes, you can perform a wide range of transactions, including balance enquiries, fund transfers, airtime purchases, bill payments, and cardless withdrawals. FCMB has a range of USSD codes that cater to different banking needs.
Customers who bank with FCMB have been given the option of easy banking with the introduction of the USSD codes. In this article we will reveal the full list of FCMB USSD Code and what they are used for. We will also be answering other questions you might have regarding the FCMB USSD code.
FCMB, or First City Monument Bank, is a Nigerian financial institution that was founded in 1982. The bank provides a range of retail and corporate banking services, including savings and current accounts, loans, mortgages, and treasury services.
FCMB has a strong presence in Nigeria, with over 200 branches and cash centers across the country. The bank also has operations in other African countries, including Ghana, the United Kingdom, and China.
In recent years, FCMB has introduced a number of innovative banking solutions to make banking easier and more convenient for its customers. These include the FCMB mobile app, which allows customers to carry out banking transactions from their mobile phones, and the FCMB USSD codes, which enable customers to perform transactions using their phones without the need for an internet connection.
FCMB is committed to providing excellent customer service, and has received numerous awards for its efforts in this area. The bank is also committed to supporting the development of its local communities through various corporate social responsibility initiatives.
What Is FCMB USSD Code
FCMB USSD code is a set of codes that customers can dial on their mobile phones to perform various banking transactions. These codes can be used to check account balances, transfer funds, purchase airtime, pay bills, and more, without the need for an internet connection.
To use FCMB USSD codes, customers simply need to dial the corresponding code on their mobile phones and follow the prompts. The codes are designed to be easy to use and accessible to all customers, regardless of their level of technical expertise.
FCMB USSD codes are part of the bank’s efforts to provide innovative banking solutions that make banking easier and more convenient for its customers. With these codes, customers can perform transactions from anywhere and at any time, without the need to visit a bank branch or use an internet-enabled device.
Overall, FCMB USSD codes offer a simple, secure, and convenient way for customers to access and manage their bank accounts, and have become a popular banking solution in Nigeria and other African countries.
How to Register and Activate FCMB USSD Code and Transfer Code
To register and activate FCMB USSD code and transfer code, follow these simple steps:
- Dial *329# on your mobile phone and select the option to “Register”
- Follow the prompts to enter your FCMB account number and other required details.
- Set a 4-digit PIN that will be used to authorize transactions on your account.
- Once you have successfully registered, you can start using FCMB USSD code and transfer code to perform transactions on your account.
Advantages Of Using FCMB USSD Code
There are several advantages of using FCMB USSD code for banking transactions. These include:
1. Convenience: FCMB USSD code allows you to perform banking transactions from anywhere and at any time, without the need for an internet connection. This means you can carry out transactions on your account even if you are in a remote location or do not have access to the internet.
2. Speed: Transactions carried out using FCMB USSD code are processed instantly, which means you do not have to wait for hours or even days for your transactions to be completed.
3. Security: FCMB USSD code is a secure banking solution that requires the use of a 4-digit PIN to authorize transactions on your account. This means that even if your mobile phone falls into the wrong hands, your account will remain secure.
4. Accessibility: FCMB USSD code is easy to use and accessible to all customers, regardless of their level of technical expertise. All you need is a mobile phone that can make and receive calls and a valid FCMB account.
5. Cost-effective: Transactions carried out using FCMB USSD code are usually cheaper than those carried out using other banking channels such as ATM or branch banking. This makes it a cost-effective banking solution for customers who want to save money on transaction fees.
List Of FCMB USSD Code
|Transactions||FCMB USSD Code|
|Check Account Balance||*329*00#|
|Airtime Top Up for Self||*329*Amount#|
|Airtime Top Up for Others||*329*Amount*Phone number#|
|Transfer to FCMB/Other Banks||*329*Amount*Account number#|
|Block ATM Card||*329# > Self Service|
|Data Purchase||*329*1*Phone Number#|
|Pay Electricity Bill||*329*3*Amount*AccountID#|
|Pay Cable Bill||*329*2*Amount*Smartcard Number#|
|Account Statement||*329# > Statement|
FCMB USSD Code For Account Opening
If you intend to open an account in FCMB, you can do that with the use of the USSD code. To open an account you can do that by dialing *329# and follow the prompt.
FCMB USSD Code To Check Account Balance
In order to check your account balance dial the code *329*00# on the mobile number linked to your account. You will be required to input your transaction pin, once you do that your account balance will be displayed on the screen.
FCMB USSD Code For Airtime Top-Up
You can buy airtime for yourself or others by dialing *329*Amount# and following the prompts. This will help you recharge your line. If you want to buy airtime for others dial *329*Amount*Phone number# and follow the prompt.
FCMB Transfer Code
To transfer funds using FCMB USSD code and transfer code, follow these steps:
- Dial *329Amount*Account Number# on your mobile phone.
- select the recipient’s bank (if you are transferring to other bank)
- Enter your 4-digit PIN to authorize the transaction.
- Confirm the details of the transaction and complete the transfer.
FCMB USSD Code To Block ATM Card
You can block your ATM card with the FCMB USSD code. If you lost your ATM card or it was stolen you can protect your account by blocking it. To do that dial *329# > Self Service and follow the prompt.
FCMB USSD Code For Data Purchase
You can purchase data on your FCMB account by dialing the code *329*1*Phone Number# on the mobile number linked to your account and follow the prompt.
FCMB USSD Code To Retrieve BVN
If you need to retrieve your BVN information, you can do that by dialing *565*0#
FCMB USSD Code For Bill Payment
You can pay bills (such as electricity bills, cable TV subscriptions, and internet subscriptions) by dialing *329*2Amount# (e.g. 32925000#) and following the prompts.
FCMB USSD Code For Cardless Withdrawals
You can withdraw money from an FCMB ATM without using your debit card by dialing *329*4# and following the prompts.
FCMB USSD Code To Generate Account Statement
To Generate Account Statement using the FCMB USSD Code dial *329# > Statement and follow the prompt.
How To Change Your FCMB Transaction Pin
If you have forgotten your FCMB transaction PIN or want to change it for security reasons, you can do so easily using the FCMB USSD code. Follow these steps to change your FCMB transaction PIN:
- Dial *329# on your mobile phone and select the option to “My Account”
- Select the option to “Change PIN”
- Enter your current PIN and follow the prompts to enter your new PIN.
- Confirm your new PIN to complete the process.
Once you have successfully changed your FCMB transaction PIN, you can start using it to authorize transactions on your account.
It is important to choose a strong and secure PIN that is not easily guessable by others. Avoid using obvious numbers such as your date of birth, phone number, or address. Instead, choose a combination of numbers that are difficult to guess and easy for you to remember. You should also avoid sharing your PIN with others or writing it down where it can be easily accessed by unauthorized persons.
How To Deactivate FCMB USSD Code
If you want to deactivate your FCMB USSD code for any reason, you can do so easily using the following steps:
- Dial *329# on your mobile phone and select the option to “My Account”
- Select the option to “Other Services”
- Select the option to “Deactivate USSD”
- Follow the prompts to confirm the deactivation of your USSD code.
Once you have successfully deactivated your FCMB USSD code, you will no longer be able to use it to perform banking transactions on your account.
Frequently Asked Questions (FAQs)
1. What is FCMB USSD code?
FCMB USSD code is a mobile banking service that allows you to perform banking transactions using your mobile phone. It enables you to transfer funds, check your account balance, pay bills, and buy airtime without the need for internet connectivity.
2. How do I register for FCMB USSD code?
To register for FCMB USSD code, simply dial *329# on your mobile phone and follow the prompts to register and activate your code. You will need to provide some basic information such as your account number and personal details.
3. Is FCMB USSD code secure?
Yes, FCMB USSD code is secure. It uses two-factor authentication to verify transactions and ensure the security of your account. However, it is important to keep your PIN and other banking details confidential and not share them with anyone to prevent unauthorized access to your account.
4. What can I do if I forget my FCMB USSD code PIN?
If you forget your FCMB USSD code PIN, you can reset it by dialing *329# and following the prompts to change your PIN. You will need to provide your current PIN and follow the prompts to enter a new PIN.
5. Can I use FCMB USSD code if I am not an FCMB customer?
No, you cannot use FCMB USSD code if you are not an FCMB customer. The service is only available to FCMB customers who have registered and activated their USSD code on their mobile phones.