How To Easily Block Unity Bank ATM Card

These days financial transactions have become increasingly convenient with the use of ATM cards. These cards provide us with easy access to our funds and allow us to perform various banking activities. However, with such convenience comes the need for security measures to protect our finances. In the unfortunate event of losing or misplacing your Unity Bank ATM card, it is essential to take immediate action to block the card and prevent unauthorized access to your account.

In this article, we will guide you through the process of blocking your Unity Bank ATM card effectively. Losing an ATM card can be a stressful experience, but taking quick action is crucial to protect your finances.

Unity Bank, a trusted financial institution, offers a simple and efficient process for blocking your ATM card in case of loss or theft. By promptly reporting the incident and requesting a block, you can prevent unauthorized individuals from accessing your funds.

Reasons to Block a Unity Bank ATM Card

Blocking a Unity Bank ATM card is a crucial step to protect your finances and prevent unauthorized access to your account. There are several reasons why you might need to block your ATM card. Let’s explore some of the common situations that may require you to take this action:

1. Loss or Theft: If you have lost your Unity Bank ATM card or suspect it has been stolen, it is essential to block the card immediately. This prevents anyone from using the card to withdraw funds or make unauthorized transactions.
2. Suspicious Activity: If you notice any suspicious transactions or unauthorized activity on your account statement, it is a red flag that your card may be compromised. In such cases, blocking the card is necessary to prevent further unauthorized transactions.
3. Forgotten or Compromised PIN: If you have forgotten your ATM card’s Personal Identification Number (PIN) or suspect that someone else knows it, blocking the card is a wise precautionary measure. This ensures that even if someone has access to your card, they cannot use it without the PIN.
4. Damaged or Malfunctioning Card: In some cases, your Unity Bank ATM card may become damaged or start malfunctioning. For instance, if the card is cracked, has a damaged magnetic stripe, or doesn’t work properly in ATMs or point-of-sale terminals, it is advisable to block the card and request a replacement.
5. Closure of Account: If you have decided to close your account with Unity Bank, it is important to block your ATM card. This ensures that the card cannot be used for any transactions once your account is closed, providing an additional layer of security.
6. Preventive Measure during Travel: When traveling to unfamiliar or high-risk locations, you may choose to block your Unity Bank ATM card as a precautionary measure. This reduces the risk of your card being stolen or compromised during your travels.
7. Fraudulent Emails or Calls: If you receive suspicious emails, text messages, or phone calls claiming to be from Unity Bank and asking for your card details or personal information, it is crucial to block your card immediately. Unity Bank will never request such information through unsolicited communication.

Remember, blocking your Unity Bank ATM card is a proactive step to protect your finances and maintain the security of your account. By taking swift action in any of the above situations, you can prevent financial losses and ensure peace of mind.

How To Easily Block Your Unity Bank ATM Card

There are several methods you can apply to easily block your Unity bank ATM card in the case of an emergency. Whether your card was stolen or you misplaced it, you can use these methods described below to block your card and protect your money.

How to Block Your Unity Bank ATM Card Using the Bank Mobile App

Unity Bank provides a convenient and efficient way to block your ATM card using their mobile banking app. If you have access to the app on your smartphone, follow the step-by-step guide below to block your Unity Bank ATM card:

1. Launch the Mobile Banking App: Open the Unity Bank mobile banking app on your smartphone. Ensure that you have a stable internet connection.
2. Login to Your Account: Enter your login credentials, such as your username and password, to access your Unity Bank account through the mobile app. If you haven’t registered for mobile banking, you may need to sign up and create an account.
3. Navigate to Card Management: Once you are logged in, look for the option or menu labeled “Card Management” or a similar term. This section is where you can manage your Unity Bank ATM card settings.
4. Select the Card to Block: In the Card Management section, you should see a list of your linked cards. Locate the specific Unity Bank ATM card that you want to block and select it.
5. Choose Block Card Option: After selecting the desired ATM card, you will be presented with various card management options. Look for the option to “Block” or “Disable” the card and tap on it to proceed.
6. Confirm Card Blockage: The mobile app will prompt you to confirm your decision to block the card. Read the information carefully and ensure that you are blocking the correct card. If you are certain, confirm the card blockage.
7. Verify Your Identity: To ensure the security of your account, the app may require you to verify your identity. This can be done through various methods, such as entering a One-Time Password (OTP) sent to your registered mobile number or providing answers to security questions.
8. Successful Card Blockage: Once you have completed the verification process, you will receive a confirmation message indicating that your Unity Bank ATM card has been successfully blocked. Take note of any reference numbers or confirmation details provided.

By following these steps, you can quickly and easily block your Unity Bank ATM card using the mobile banking app. It is essential to remember that blocking your card using the app only prevents further transactions and unauthorized usage. If you suspect fraudulent activity or unauthorized transactions on your account, it is advisable to contact Unity Bank’s customer service immediately to report the incident and seek further assistance.

How to Block Your Unity Bank ATM Card Using the Internet Banking Platform

Unity Bank offers a convenient way to block your ATM card through their internet banking platform. If you have access to internet banking, follow the step-by-step guide below to block your Unity Bank ATM card:

1. Access the Internet Banking Platform: Open a web browser on your computer or mobile device and navigate to the Unity Bank internet banking platform. Ensure that you have a stable internet connection.
2. Login to Your Account: Enter your internet banking credentials, such as your username and password, to log in to your Unity Bank account. If you haven’t registered for internet banking, you may need to sign up and create an account.
3. Navigate to Card Management: Once you are logged in, look for the option or menu labeled “Card Management” or a similar term. This section is where you can manage your Unity Bank ATM card settings.
4. Select the Card to Block: In the Card Management section, you should see a list of your linked cards. Locate the specific Unity Bank ATM card that you want to block and select it.
5. Choose Block Card Option: After selecting the desired ATM card, you will be presented with various card management options. Look for the option to “Block” or “Disable” the card and click on it to proceed.
6. Confirm Card Blockage: The internet banking platform will prompt you to confirm your decision to block the card. Read the information carefully and ensure that you are blocking the correct card. If you are certain, confirm the card blockage.
7. Verify Your Identity: To ensure the security of your account, the platform may require you to verify your identity. This can be done through various methods, such as entering a One-Time Password (OTP) sent to your registered mobile number or providing answers to security questions.
8. Successful Card Blockage: Once you have completed the verification process, you will receive a confirmation message indicating that your Unity Bank ATM card has been successfully blocked. Take note of any reference numbers or confirmation details provided.

How to Block Your Unity Bank ATM Card Using the USSD Code

Unity Bank provides a simple and quick way to block your ATM card using the USSD code feature on your mobile phone. Follow the steps below to block your Unity Bank ATM card using the Unity Bank USSD code:

1. Dial the USSD Code: On your mobile phone’s dialer, dial the USSD code provided by Unity Bank for card blockage. The Unity Bank USSD code is *7799#.
2. Select the Card Block Option: After dialing the USSD code, you will be presented with a menu of options. Look for the option related to card blockage or hotlisting. It is usually labeled as “Block Card,” “Hotlist Card,” or a similar term.
3. Choose the Card to Block: If you have multiple cards linked to your Unity Bank account, the USSD menu will prompt you to select the specific card you want to block. Follow the instructions and select the correct card from the list.
4. Confirm Card Blockage: After selecting the card, the USSD menu will ask you to confirm your decision to block the card. Read the information provided and ensure that you are blocking the correct card. If you are certain, confirm the card blockage.
5. Verify Your Identity: To ensure the security of your account, the USSD menu may require you to verify your identity. This can be done by providing specific information, such as your account number, registered mobile number, or personal details requested.
6. Successful Card Blockage: Once you have completed the verification process, you will receive a confirmation message indicating that your Unity Bank ATM card has been successfully blocked. Take note of any reference numbers or confirmation details provided.

How to Block Your Unity Bank ATM Card by Calling the Bank Customer Care

If you need to block your Unity Bank ATM card, you can do so by contacting the bank’s customer care helpline. Follow the steps below to block your Unity Bank ATM card by calling the customer care:

1. Dial the Customer Care Helpline: Using your mobile phone or landline, dial the customer care helpline number of Unity Bank +234 7057323225-30, 09-8734331, 07080666000. Ensure that you have a good network connection and sufficient call credit, if applicable.
2. Navigate the IVR System: Once your call connects, you may be greeted by an Interactive Voice Response (IVR) system. Listen to the available options and choose the option that allows you to speak with a customer care representative. This option is often related to card-related inquiries or blocking.
3. Provide Verification Details: When connected to a customer care representative, you will be asked to provide certain verification details to confirm your identity. These details may include your full name, account number, registered mobile number, date of birth, or any other information required to authenticate your account ownership.
4. Inform about Card Blockage: Clearly state to the customer care representative that you want to block your Unity Bank ATM card. Explain the reason for blocking, such as loss, theft, or suspected unauthorized usage. Provide any relevant details or incidents related to your card.
5. Follow Representative’s Instructions: The customer care representative will guide you through the process of blocking your ATM card. They may ask for additional information or provide specific instructions to complete the card blockage. Follow their instructions carefully and provide any requested details promptly.
6. Take Note of Reference Number: During the call, the customer care representative may provide you with a reference number for your card blockage request. It is important to write down this reference number for future reference or any follow-up inquiries.

How to Block Your Unity Bank ATM Card by Visiting the Bank Branch

If you prefer to block your Unity Bank ATM card in person, you can do so by visiting the nearest branch. Follow the steps below to block your ATM card by visiting the bank branch:

1. Locate the Nearest Unity Bank Branch: Use online maps, the bank’s website, or inquire from customer service to find the nearest Unity Bank branch. Ensure that you have the necessary identification documents, such as your valid ID card or passport, with you.
2. Visit the Bank Branch: Make your way to the Unity Bank branch during their business hours. Consider the branch’s operating hours and plan your visit accordingly.
3. Approach the Customer Service Desk: Upon entering the branch, locate the customer service desk or designated area. Inform the bank staff that you would like to block your Unity Bank ATM card. They will guide you through the process.
4. Provide Identification and Account Information: Present your identification documents, such as your ID card or passport, to the bank staff. They will verify your identity and account ownership. Be prepared to provide additional details, such as your account number or any other information they may require.
5. Inform about Card Blockage: Clearly communicate to the bank staff that you want to block your Unity Bank ATM card. Explain the reason for blocking, such as loss, theft, or suspected unauthorized usage. Provide any relevant details or incidents related to your card.
6. Follow Staff’s Instructions: The bank staff will guide you through the process of blocking your ATM card. They may ask you to fill out a form or provide specific details related to your card and account. Follow their instructions carefully and provide accurate information.
7. Obtain Confirmation or Receipt: Once the card blockage process is completed, ask the bank staff for a confirmation or receipt of the card blockage. This document may include important information, such as the date and time of the blockage request.

Important information to have when blocking your Unity Bank ATM card

When blocking your Unity Bank ATM card, it is important to have certain information readily available to ensure a smooth and efficient process. Here are the key pieces of information you should have when blocking your Unity Bank ATM card:

1. Account Holder’s Full Name: Provide your complete legal name as it appears on your bank account. This information helps verify your identity and account ownership.
2. Account Number: Know your Unity Bank account number. This is a unique identifier for your account and assists in confirming your association with the card being blocked.
3. Registered Mobile Number: Provide the mobile number registered with your Unity Bank account. This number may be used for identity verification or communication purposes during the card blockage process.
4. ATM Card Details: Have the details of the ATM card ready, including the card number, expiry date, and any other relevant information. This ensures that the bank can accurately identify the card to be blocked.
5. Circumstances of Loss, Theft, or Unauthorized Usage: Be prepared to explain the circumstances surrounding the loss, theft, or suspected unauthorized usage of your ATM card. Provide any pertinent details that can assist the bank in understanding the situation.
6. Identification Documents: When blocking your ATM card at a bank branch, bring along valid identification documents such as your ID card, passport, or any other identification accepted by Unity Bank. These documents help confirm your identity as the account holder.

Having this information readily available when blocking your Unity Bank ATM card saves time and facilitates a smooth process. It ensures that the bank can efficiently verify your identity and take appropriate action to block the card. Remember to keep this information secure and accessible only to you to protect the confidentiality of your account.

Preventive Measures to Protect Your Unity Bank ATM Card

To safeguard your Unity Bank ATM card and minimize the risk of unauthorized usage or fraudulent activities, it is important to follow preventive measures. Here are some key steps you can take to protect your ATM card:

1. Keep Your Card Secure: Treat your ATM card like you would treat cash. Keep it in a safe place, such as a wallet or a secure cardholder, to prevent loss or theft. Avoid leaving your card unattended or in visible areas.
2. Memorize Your PIN: Memorize your Personal Identification Number (PIN) and avoid writing it down or sharing it with anyone. Do not use easily guessable PINs like birth dates or sequential numbers.
3. Stay Alert and Vigilant: Be aware of your surroundings when using an ATM. Look out for any suspicious devices or individuals nearby that could compromise the security of your card. If you notice anything unusual, cancel your transaction and inform the bank.
4. Shield Your PIN: When entering your PIN at an ATM or point-of-sale terminal, shield the keypad with your hand or body to prevent others from seeing your PIN. This protects your card from unauthorized use if someone is trying to observe your PIN.
5. Regularly Check Your Account: Keep a close eye on your account activity by regularly reviewing your bank statements, transaction history, or using online banking services. Promptly report any unauthorized transactions or suspicious activities to Unity Bank’s customer service.
6. Enable Transaction Notifications: Set up transaction alerts through Unity Bank’s notification service. This allows you to receive real-time notifications via SMS or email for any activity on your account, helping you identify any unauthorized transactions quickly.
7. Avoid Sharing Card Details: Never share your ATM card details, such as the card number, CVV code, or PIN, with anyone. Unity Bank will never ask for such information through unsolicited emails, text messages, or phone calls. Be cautious of phishing attempts.
8. Secure Internet Banking: If you use internet banking, ensure that you access it from secure devices and networks. Keep your login credentials confidential, use strong and unique passwords, and log out after each session.
9. Inform the Bank of Changes: If you change your address, phone number, or any other contact information, promptly inform Unity Bank. This ensures that any important communication related to your card or account reaches you.
10. Report Lost or Stolen Cards Immediately: If you lose your ATM card or suspect it has been stolen, contact Unity Bank’s customer service immediately to block the card. This prevents unauthorized access to your account and minimizes the risk of financial loss.

By following these preventive measures, you can enhance the security of your Unity Bank ATM card and protect yourself from potential risks. Stay vigilant, keep your card details confidential, and promptly report any suspicious activities to the bank.

Frequently Asked Questions (FAQs)

1. How long does it take for Unity Bank to block an ATM card?

Unity Bank strives to block ATM cards as quickly as possible once they receive a request for card blockage. Generally, it should be done promptly to prevent any unauthorized transactions. However, the exact duration may vary depending on factors such as the verification process and the availability of customer service representatives.

2. Can I unblock my Unity Bank ATM card after it has been blocked?

Yes, it is possible to unblock your Unity Bank ATM card after it has been blocked. You can contact the bank’s customer service helpline and inform them about the change in the status of your card. They will guide you through the unblocking process and ensure that you regain access to your card.

3. Will blocking my Unity Bank ATM card affect my other accounts with the bank?

No, blocking your Unity Bank ATM card will only affect the specific card that has been blocked. Your other accounts and services with the bank will remain unaffected. However, it is always a good practice to review your accounts and monitor their activity regularly for any unusual transactions.

4. Can I still use other banking services if my Unity Bank ATM card is blocked?

Yes, even if your Unity Bank ATM card is blocked, you can still avail yourself of other banking services offered by the bank. The blockage only applies to the ATM card, and services such as internet banking, mobile banking, and branch transactions can still be accessed using your account details.

5. How can I request a replacement card after blocking my Unity Bank ATM card?

If you need a replacement card after blocking your Unity Bank ATM card, you can inquire about the process during your call with the customer service representative. They will provide you with the necessary instructions and guide you through the steps to obtain a new card.

Conclusion

Losing your Unity Bank ATM card can be an unsettling experience, but by acting promptly and blocking the card, you can minimize the risk of financial losses. Remember to contact the bank’s customer service immediately, provide the necessary information, and request a card blockage. Alternatively, if you have internet banking access, you can use the online platform to block your card. By taking these steps and implementing additional security measures, you can ensure the safety of your finances and maintain peace of mind.