How To Easily Check GTBank Account Balance On Your Phone

One fundamental aspect of financial management is staying informed about your bank account balance. For GTBank customers, keeping track of your balance has never been easier. With the various options available to easily check your GTbank account balance on your phone, you can rest easy knowing you are regularly updated.

In this article, we will explore the various methods you can use to check your balance on GTBank, ensuring you have all the information you need at your fingertips. Whether you prefer using mobile apps, USSD codes, or internet banking, we’ve got you covered. So let’s dive in and discover the convenient ways to stay updated on your GTBank account balance.

Overview of GTBank

GTBank, short for Guaranty Trust Bank, is a renowned Nigerian bank that has gained recognition both locally and internationally. It provides a wide range of banking services to individuals and businesses, including savings accounts, current accounts, loans, and investments.

Importance of Checking Balance

Checking your balance regularly is essential for effective financial management. It allows you to track your income, monitor your expenses, and ensure you have sufficient funds for your financial obligations. With GTBank, you have multiple convenient methods to check your balance, ensuring you stay in control of your finances.

Different Methods To Check Account Balance On GTBank

There are several ways you can check your GTBank account balance on your phone. Some of them are listed below:

Mobile Banking App

GTBank offers a user-friendly mobile banking app that enables you to access various banking services, including checking your balance. By downloading the app on your smartphone, you can conveniently view your account balance anytime, anywhere. The app provides a secure and convenient way to manage your finances on the go.

GTBank USSD Code

Another quick and straightforward method to check your GTBank account balance is by using the GTBank USSD code service. Simply dial the designated code on your mobile phone, follow the prompts, and within seconds, you’ll receive an SMS containing your current account balance. This method is particularly useful for individuals without smartphones or internet access.

Internet Banking

GTBank’s internet banking platform offers a comprehensive suite of features, including balance checking. By logging into your GTBank internet banking account through a web browser, you can effortlessly access your account details, review transactions, and check your balance. This method is ideal for those who prefer using their computers or laptops for banking activities.

How To Check GTBank Account Balance Using the Mobile Banking App

In order to check your account balance on the GTBank mobile App, follow the steps below:

  1. Download and install the GTBank mobile banking app from your device’s app store.
  2. Launch the app and log in using your GTBank account credentials.
  3. Navigate to the account balance section within the app.
  4. Your current balance will be displayed on the screen, along with additional account details.
How To Check GTBank Account Balance Using GTBank USSD Code

Checking your account balance with the use of the GTBank USSD code is one of the easiest method to receive your account balance. Simply follow the steps to achieve that:

  1. On your mobile phone, dial the GTBank USSD code: *737#.
  2. Follow the on-screen instructions and select the option for balance inquiry.
  3. Within seconds, you’ll receive an SMS containing your account balance.
How To Check GTBank Account Balance Using Internet Banking

If you have a smart phone then you can use the GTBank internet banking service to check your account balance. Follow the steps below to check it:

  1. Open a web browser on your computer or laptop.
  2. Visit the GTBank internet banking website and log in using your credentials.
  3. Once logged in, navigate to the account summary or balance inquiry section.
  4. Your current balance will be displayed, along with transaction history and other account details.

How to Check GTBank Account Balance Using ATM

GTBank provides its customers with a convenient way to check their account balance using ATMs. With ATMs widely accessible, you can easily stay informed about your finances without visiting a bank branch. Here’s a step-by-step guide on how to check your GTBank account balance using an ATM:

  1. Locate a GTBank ATM: Find a GTBank ATM near you. They are typically available at GTBank branches, shopping centers, and other convenient locations.
  2. Insert your ATM card: Insert your GTBank debit card into the ATM card slot.
  3. Enter your PIN: Carefully enter your Personal Identification Number (PIN) using the keypad provided. Ensure that you shield your PIN from prying eyes to maintain security.
  4. Select “Balance Inquiry”: On the ATM screen, you will see various options. Look for “Balance Inquiry” or a similar option and select it.
  5. Wait for the transaction to process: The ATM will communicate with the GTBank system to retrieve your account balance. Please be patient and wait for the process to complete.
  6. View your account balance: Once the transaction is processed, the ATM screen will display your account balance. Take note of the amount shown and verify that it matches your expectations.
  7. End the transaction: If you need to perform any additional transactions, such as cash withdrawals or fund transfers, you can select the appropriate options. Otherwise, choose the option to end the transaction and retrieve your ATM card.

It’s important to remember that checking your account balance using an ATM is secure, but it’s essential to remain cautious and vigilant while using the machine. Ensure that you keep your PIN confidential, check the ATM for any suspicious devices, and promptly report any issues or discrepancies to GTBank.

Tips for Secure Balance Checking

  1. Ensure your mobile banking app and internet banking account are password-protected.
  2. Use strong, unique passwords and enable two-factor authentication for added security.
  3. Avoid using public Wi-Fi networks when accessing your account balance.
  4. Regularly update your mobile banking app and internet banking software to the latest versions.
  5. Be cautious of phishing attempts and never share your banking credentials with anyone.


Keeping track of your GTBank account balance is essential for effective financial management. By utilizing the various methods available, such as the mobile banking app, USSD code, and internet banking, you can conveniently check your balance and stay in control of your finances. Remember to prioritize security by following the provided tips and promptly addressing any issues you may encounter.

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