How To Easily Check Heritage Bank Account Number

Are you looking to find your Heritage Bank account number but aren’t sure where to start? Don’t worry, we have got you covered! Whether you’re a new customer or have been with Heritage Bank for a while, there are a few easy methods you can use to quickly locate your account number. In this article, we’ll walk you through the steps to check your Heritage Bank account number without any hassle.

Your Heritage Bank account number is a crucial piece of information that you will need for various banking transactions. It uniquely identifies your account and helps in ensuring the accuracy of transfers, payments, and other financial activities. If you’re unsure about how to access this number, keep reading for some simple methods.

Importance of Knowing Your Heritage Account Number

Understanding the significance of having access to your Heritage Bank account number is crucial for effectively managing your financial activities. This unique identifier serves as a fundamental element in various banking transactions and interactions. Let’s explore why knowing your Heritage Bank account number holds such importance:

  1. Accurate Transactions: Your account number acts as a digital address for your bank account. When you provide this number, it ensures that funds are directed to the right account, reducing the chances of errors or misallocations. This accuracy is essential, especially for important transactions like salary deposits, bill payments, and transfers.
  2. Smooth Fund Transfers: Whether you’re transferring money to a friend, family member, or another account you own, having your Heritage Bank account number readily available streamlines the transfer process. It ensures that the money reaches its intended destination promptly and without complications.
  3. Efficient Direct Deposits: Many employers use direct deposit to pay employees. Sharing your account number with your employer enables them to deposit your salary directly into your account. This eliminates the need for physical checks and accelerates access to your funds.
  4. Easy Bill Payments: When paying bills online, providing your Heritage Bank account number is often necessary to initiate electronic fund transfers. This simplifies the bill payment process, allowing you to settle your financial obligations conveniently from the comfort of your home.
  5. Seamless Online Shopping: Some online retailers and platforms offer the option to link your bank account directly for payments. Sharing your account number can expedite the checkout process and facilitate secure online purchases.
  6. Quick Loan and Credit Applications: Whether you’re applying for a loan or a credit card, the lender will require your account number for verification and processing. Having this information readily available can expedite the application process and enable faster decision-making.
  7. Effective Account Management: Access to your Heritage Bank account number empowers you to efficiently manage your finances. It allows you to monitor transactions, track deposits and withdrawals, and ensure that your account remains in good standing.
  8. Personalized Customer Service: When contacting customer support for account-related queries, providing your account number helps the representative quickly access your account details. This enables them to assist you more effectively and efficiently.
  9. Identification and Security: Your account number serves as a unique identifier for your bank account. This can be useful for verifying your identity when accessing your account through various channels, adding an extra layer of security.
  10. Peace of Mind: Knowing your Heritage Bank account number gives you confidence in your ability to navigate the financial landscape. It empowers you to conduct transactions with ease, stay on top of your finances, and make informed decisions.

How To Easily Check Heritage Bank Account Number

There are several channels you can easily use to check your Heritage Bank account Number. Heritage Bank various banking channels that gives its customers the access to carry out various transactions, including checking their account number. Below are some of the channels:

Using Online Banking
  1. Log in to your Heritage Bank online banking account.
  2. After logging in, you’ll likely be directed to your account overview page.
  3. Your account number should be displayed prominently on this page.
Checking on Mobile App
  1. Open the Heritage Bank mobile app on your smartphone.
  2. Sign in to your account.
  3. Once you’re in, navigate to the account information section.
  4. You should find your account number listed there.
Contacting Customer Support
  1. If you’re unable to find your account number online, you can always contact Heritage Bank’s customer support.
  2. Call their toll-free number or send an email explaining your request.
  3. Provide the necessary verification details to confirm your identity.
  4. The customer support representative should be able to provide you with your account number.
Checking Your Bank Statements
  1. Retrieve your most recent Heritage Bank account statement.
  2. Your account number is commonly listed at the top of the statement.
  3. Ensure you’re looking at the right account if you have multiple accounts with the bank.
Through USSD Code Service

Discovering your Heritage Bank account number is now more convenient than ever, thanks to the user-friendly USSD code method. This quick and straightforward approach allows you to access your account number directly from your mobile device, without the need for internet connectivity or visiting a bank branch. Follow these simple steps to retrieve your Heritage Bank account number through the Heritage Bank USSD code service:

  1. Open Your Phone’s Dialer: Begin by opening the dialer on your mobile device. This is the screen where you normally type in phone numbers to make calls.
  2. Dial the USSD Code: To initiate the account number retrieval process, dial the USSD code provided by Heritage Bank. Typically, this code is *745#. After entering the code, press the “Call” button.
  3. Select “Account Number”: Upon dialing the USSD code, a menu of options will appear on your screen. Look for the option labeled “Account Number” and select it by typing the corresponding number or pressing the specified key.
  4. Provide Verification Details: To ensure the security of your account information, the USSD system will prompt you to provide certain verification details. This might include your unique PIN or other identifying information.
  5. Receive Your Account Number: After successfully completing the verification process, the USSD system will promptly display your Heritage Bank account number on your mobile screen. Make sure to jot it down or save it for future reference.
  6. End the Session: Once you’ve obtained your account number, you can end the USSD session by following the on-screen instructions or simply hanging up the call.
Utilizing ATMs
  1. Visit any Heritage Bank ATM nearby.
  2. Insert your debit card and follow the on-screen instructions.
  3. One of the options will likely be to display your account number.
How to Check Heritage Bank Account Number at the Bank Branch

If you prefer a face-to-face interaction or find yourself near a Heritage Bank branch, checking your account number can be easily accomplished with the assistance of the bank’s staff. Here’s a step-by-step guide on how to check your Heritage Bank account number at a bank branch:

  1. Visit the Nearest Heritage Bank Branch: Locate a nearby Heritage Bank branch and head over during their business hours. It’s a good idea to bring a form of identification, such as your driver’s license or passport, to verify your identity.
  2. Approach the Customer Service Desk: Once inside the bank branch, approach the customer service desk or the designated service area. Let the bank staff know that you’d like to check your Heritage Bank account number.
  3. Provide Necessary Verification: To ensure the security of your account information, the bank staff will likely ask for your identification and some additional details to verify your identity. This step is essential to protect your privacy and prevent unauthorized access.
  4. Request Your Account Number: Inform the bank staff that you need to retrieve your Heritage Bank account number. They will access your account details and provide you with the accurate account number associated with your account.
  5. Verify the Details: Once the bank staff provides you with your account number, take a moment to verify that the information is correct. If you have multiple accounts, ensure that you’re given the account number of the desired account.
  6. Ask Any Questions: If you have any questions related to your account, the staff at the bank branch will be more than happy to assist you. Feel free to inquire about account-related queries or any additional information you may need.
  7. Thank the Bank Staff: After receiving your account number and any necessary assistance, express your gratitude to the bank staff for their help.

Tips for Keeping Your Heritage Bank Account Number Secure

Your Heritage Bank account number is a sensitive piece of information that should be safeguarded to prevent unauthorized access and potential financial risks. Here are some valuable tips to help you keep your Heritage Bank account number secure:

  1. Memorize Your Account Number: Whenever possible, commit your account number to memory. Avoid writing it down or storing it digitally where it could be easily accessed by others.
  2. Avoid Sharing on Social Media: Refrain from sharing your account number or any other sensitive banking information on social media platforms. This information could be exploited by malicious individuals for fraudulent activities.
  3. Use Secure Communication: When communicating your account number online or via email, make sure you’re using secure channels. Look for websites with “https://” in the URL and consider using encrypted messaging apps.
  4. Beware of Phishing Attempts: Be cautious of emails, messages, or calls asking for your account number or other personal information. Heritage Bank will never ask for such details through unsolicited communication.
  5. Double-Check the Recipient: Before sharing your account number for transactions or payments, ensure that you’ve accurately entered the recipient’s information. Mistakenly sending funds to the wrong account can be challenging to rectify.
  6. Monitor Your Account: Regularly review your account statements and transactions to detect any unauthorized or suspicious activities. Promptly report any discrepancies to Heritage Bank.
  7. Keep Documents Secure: If you receive physical bank statements or documents containing your account number, store them in a secure and locked location. Shred documents you no longer need.
  8. Use Strong Passwords: If you have online banking access, use strong and unique passwords for your account. Avoid using easily guessable information such as birthdays or names.
  9. Enable Two-Factor Authentication: If Heritage Bank offers two-factor authentication for your online account, enable it. This adds an extra layer of security by requiring a second verification step.
  10. Be Cautious with Public Wi-Fi: Avoid accessing your online banking account or sharing sensitive information while connected to public Wi-Fi networks, which can be less secure.
  11. Educate Yourself: Stay informed about common banking scams and fraud tactics. Knowing what to watch out for can help you avoid falling victim to fraudulent activities.
  12. Contact the Bank Directly: If you receive any communication that raises suspicion, such as an unexpected request for your account number, contact Heritage Bank directly using official contact information from their website or official documentation.
  13. Update Contact Information: Ensure your contact details with Heritage Bank are up to date, so you receive important alerts and notifications regarding your account.
  14. Be Wary of Unsolicited Calls: If you receive a call from someone claiming to be from Heritage Bank and requesting your account number, hang up and call the bank using the official contact information to verify the call’s legitimacy.


1. Is my Heritage Bank account number the same as my card number?

No, your account number and card number are different. Your account number is used for transactions and identification, while your card number is specific to your debit or credit card.

2. Can I change my Heritage Bank account number?

Generally, account numbers are not changed unless there’s a specific reason, such as a security breach. You should contact customer support for assistance.

3. What if I forget my account number?

If you forget your account number, you can follow the methods mentioned in this article to retrieve it, or contact customer support for help.

4. Is it safe to use an ATM to check my account number?

Yes, using an ATM is a secure way to check your account number, as long as you keep your card and PIN confidential.

5. Can I have multiple account numbers with Heritage Bank?

Yes, depending on the type of accounts you hold (e.g., savings, checking), you may have different account numbers for each.


These days, checking your Heritage Bank account number is easier than ever. Whether you prefer the convenience of online banking, mobile apps, or even a quick visit to an ATM, you have several options at your disposal. By following the steps mentioned in this guide, you’ll be able to retrieve your account number without any hassle.

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