How To Easily Check UBA Account Balance On Your Phone

Having easy access to your UBA account balance is vital as it can help you make quick financial decision. It is also important to stay up to date with your account balance as it helps you manage your finance.

If you’re a United Bank for Africa (UBA) customer, this article will guide you on how to easily check your UBA account balance using various methods. Whether you prefer the convenience of a mobile app, the simplicity of USSD codes, or the traditional branch visit, UBA has you covered.

Importance of Checking UBA Account Balance

Regularly checking your UBA account balance holds significant importance. By staying aware of your available funds, you can effectively manage your expenses, avoid overdrafts, and plan your financial activities with confidence. Additionally, monitoring your account balance helps detect any unauthorized transactions or errors, allowing you to take prompt action if necessary.

Different Methods to Check UBA Account Balance

UBA gives its customers different options for banking and if you want to check your account balance easily on your phone you can use the methods explained below:

How To Check Your Balance UBA Mobile Banking App

With the UBA mobile App you can carry out different transactions including checking your account balance. Below is how to check your UBA account balance using the UBA mobile App:

  1. Downloading and Installing the App
    • Visit your device’s app store (Google Play Store or Apple App Store).
    • Search for the UBA Mobile Banking App.
    • Download and install the app on your device.
  2. Registering and Logging into the App
    • Launch the UBA Mobile Banking App.
    • Select the “Register” option.
    • Follow the registration prompts, providing the required information.
    • Once registered, log into the app using your credentials.
  3. Checking Account Balance
    • After logging in, navigate to the account dashboard.
    • Locate your UBA account from the list of accounts displayed..
    • Tap on your account to view more details, including your current balance

The UBA Mobile Banking App provides a user-friendly interface, allowing you to conveniently access your account balance and perform various banking transactions from the comfort of your mobile device.

Remember to log out of the app after use for security purposes.

How to Check UBA Account Balance Using UBA USSD Code

Checking your UBA account balance using the UBA USSD code it probably the easiest way to check your account number as it just requires a code and your phone. Below is method you can use to check our UBA account balance with USSD code:

  1. Dialing the USSD Code
    • On your mobile device, open the dialer. Make sure you use the mobile number linked to your UBA account
    • Dial the UBA USSD code: *919*00#.
  2. Following the Prompts
    • After dialing the code, a menu will appear on your screen.
    • Select the option for “Check Balance” or a similar phrase.
    • Follow the on-screen prompts to verify your account and complete the process.
  3. Checking Account Balance
    • Once the verification process is complete, your UBA account balance will be displayed on the screen.
    • Take note of the balance or consider saving it for future reference.
How to Check UBA Bank Account Balance Using UBA Online Banking Platform

Checking your UBA bank account balance through the UBA online banking platform provides a convenient way to access your account information from the comfort of your own home. Follow these steps:

1. Visit the UBA Online Banking Website

Open a web browser on your computer or mobile device and navigate to the UBA official website Ensure you are accessing the official UBA online banking platform.

2. Log into your Account

On the UBA online banking website, locate the login section or sign-in page. Enter your UBA account credentials, including your username or customer ID and your password. Double-check the information to ensure accuracy.

3. Navigate to Account Overview

Once logged in, explore the online banking platform to locate the account overview or account summary section. This section typically provides an overview of your accounts, including your available balance.

4. Locate your UBA Account

In the account overview section, locate your UBA account from the list of linked accounts. This list may include your savings account, current account, or any other UBA accounts you hold.

5. Check your Account Balance

After identifying your UBA account, you should be able to view your account balance directly on the online banking platform. The balance may be displayed prominently or in a specific account details section.

6. Review Additional Account Details

Take the opportunity to review any additional account details available on the online banking platform, such as recent transactions, transaction history, or interest earned.

7. Log Out and Secure your Session

After checking your UBA account balance and completing any necessary banking activities, ensure you log out of the online banking platform securely. Look for the log out or sign-out option, usually located in the account settings or profile section.

By utilizing the UBA online banking platform, you can conveniently access and monitor your UBA account balance at any time, from anywhere with an internet connection.

How To Check You UBA Account Balance In UBA Bank Branch

You can easily check your UBA account balance by visiting the nearest UBA branch. Follow this method to locate a UBA branch and request for your account balance at the UBA branch:

  1. Locate the Nearest UBA Branch
    • Visit the UBA official website or use online maps to find the nearest UBA bank branch.
    • Note the branch address and operating hours.
  2. Visiting the Branch
    • Plan a visit to the UBA bank branch during their operating hours.
    • Carry your valid identification documents, such as a national ID card or passport.
  3. Inquiring About Account Balance
    • Once at the bank branch, approach the customer service desk or any available staff member.
    • Request to inquire about your UBA account balance.
    • Provide the necessary account and identification details for verification.
How to Check UBA Account Balance Using ATM

Checking your UBA account balance using a UBA ATM is a convenient and straightforward process. Follow these steps:

1. Locate the Nearest UBA ATM

Find the nearest UBA Automated Teller Machine (ATM) by referring to the UBA website, using online maps, or contacting UBA customer support.

2. Insert your UBA Debit Card

Insert your UBA debit card into the ATM’s card slot. Make sure the card is properly inserted with the chip facing up or as directed by the ATM screen.

3. Enter your PIN

Enter your Personal Identification Number (PIN) using the keypad provided on the ATM. Ensure you enter the correct PIN associated with your UBA debit card. Exercise caution to prevent anyone from observing your PIN.

4. Select “Balance Inquiry” or “Check Balance”

On the ATM screen, you will be presented with several options. Look for the option labeled “Balance Inquiry” or “Check Balance” and select it by pressing the corresponding button on the keypad.

5. Wait for the Transaction to Process

The ATM will communicate with UBA’s banking system to retrieve your account balance. During this time, it’s essential to remain patient and avoid removing your card or pressing any other buttons on the ATM.

6. View and Note your Account Balance

Once the transaction is complete, the ATM will display your UBA account balance on the screen. Take a moment to note down or remember the displayed balance for future reference.

7. Complete the Transaction or Perform Additional Actions

If you have no further transactions to carry out, select the option to end the transaction or follow the prompts to perform any additional actions you require, such as withdrawing cash or printing a transaction receipt.

Remember to collect your UBA debit card from the ATM before leaving. If you encounter any issues or have questions, feel free to contact UBA customer support or speak to a bank representative.

Benefits of Regularly Checking UBA Account Balance

Regularly checking your UBA account balance offers several benefits:

  1. Financial Management: Helps you stay aware of your available funds and plan your expenses accordingly.
  2. Fraud Detection: Allows you to quickly identify any unauthorized transactions or errors in your account.
  3. Overdraft Prevention: Enables you to avoid overdrafts and associated fees by ensuring sufficient funds are available.
  4. Peace of Mind: Provides reassurance and confidence in your financial situation.

Tips for Ensuring Accurate Account Balance Checks

To ensure accurate UBA account balance checks, keep the following tips in mind:

  1. Use Secure Connections: When accessing your account balance via the mobile app or USSD code, ensure you are connected to a secure and trusted network.
  2. Double-Check Information: Verify that you have entered the correct details, such as your UBA account number or USSD code, to avoid errors.
  3. Keep Records: Make a habit of recording your account balance after each check to track changes over time and identify any discrepancies.
  4. Report Issues Promptly: If you notice any discrepancies or unauthorized transactions, promptly contact UBA customer support to address the issue.

Frequently Asked Questions (FAQs)

1. Can I check my UBA account balance without an internet connection?

Yes, you can use the UBA USSD code to check your account balance even without an internet connection.

2. Are there any charges for checking my UBA account balance?

UBA does not charge any fees for checking your account balance using the mobile app or USSD code. However, standard data or network charges may apply.

3. Can I check the account balance of multiple UBA accounts using the mobile app?

Yes, the UBA Mobile Banking App allows you to link and manage multiple UBA accounts, making it convenient to check the balances of all your accounts in one place.

4. What should I do if I notice an incorrect account balance?

If you observe any discrepancies or errors in your UBA account balance, promptly contact UBA customer support or visit a branch to report the issue and seek assistance.

5. Is it safe to use the UBA Mobile Banking App for checking my account balance?

Yes, the UBA Mobile Banking App prioritizes security measures to ensure the safety of your financial information. However, it’s always advisable to keep your mobile device and app updated and use secure networks for added protection.


Checking your UBA account balance is a simple and essential task for effective financial management. With the convenience of the UBA Mobile Banking App, the ease of USSD codes, or the option of visiting a UBA bank branch, you have multiple avenues to stay updated on your account balance. Regularly monitoring your balance provides financial security, helps prevent overdrafts, and ensures accurate record-keeping.

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