List Of Keystone Bank USSD Code and Transfer Code

In today’s society, mobile banking has become an essential part of our lives. With the introduction of USSD (Unstructured Supplementary Service Data) codes, banking transactions have become more convenient and accessible. Keystone Bank, one of Nigeria’s leading financial institutions, offers a range of USSD codes that allow customers to perform various banking operations right from their mobile phones.

In this article, we will provide you with a comprehensive list of Keystone Bank USSD codes and explain how to use them for different transactions.

About Keystone Bank

Keystone Bank is a prominent financial institution in Nigeria that offers a wide range of banking services to individuals, businesses, and organizations. With a commitment to delivering excellent customer service and innovative solutions, Keystone Bank has become a trusted name in the Nigerian banking industry.

Established in 2011, Keystone Bank has rapidly grown its network and customer base, providing comprehensive banking products and services across various sectors. The bank operates with a vision to be the leading financial services provider, driving sustainable growth and adding value to its customers’ lives.

Keystone Bank offers a diverse array of banking services, including personal banking, corporate banking, digital banking, and wealth management. Customers can open savings and current accounts, access loans and mortgages, and enjoy a range of specialized products tailored to meet their financial needs.

For individuals, Keystone Bank provides convenient channels for conducting transactions, such as mobile banking, internet banking, and USSD banking. These digital platforms offer seamless access to account management, fund transfers, bill payments, airtime recharge, and other essential banking services.

What is a USSD Code?

A USSD code is a short numeric code that can be dialed on a mobile phone to access various services offered by a bank. It is a convenient alternative to mobile apps and internet banking, as it does not require an internet connection. USSD codes are user-friendly and can be accessed from any type of mobile phone, making them accessible to a wider range of customers.

What is Keystone USSD Code?

Keystone USSD code refers to the Unstructured Supplementary Service Data (USSD) code provided by Keystone Bank, one of Nigeria’s leading financial institutions. The USSD code (*7111#) is a short numeric code that can be dialed on a mobile phone to access various banking services offered by Keystone Bank.

The Keystone USSD code allows customers to perform a range of banking transactions conveniently and securely, without the need for an internet connection or a mobile banking app. With the USSD code, customers can check their account balance, transfer funds, recharge airtime, pay bills, open an account, request mini statements, control their ATM card settings, request loans, and seek customer support.

How to Register for Keystone Bank USSD Banking

To start using Keystone Bank USSD banking, you need to register your mobile number with the bank. Follow the steps below to register:

1. Dial *7111# on your mobile phone.
2. Select your preferred language.
3. Enter your Keystone Bank account number.
4. Create a 4-digit PIN for your USSD transactions.
5. Confirm your PIN.

Once you have completed the registration process, you can start using the Keystone Bank USSD codes for various banking transactions.

Advantages of Using Keystone Bank USSD Code

Using the Keystone Bank USSD code for banking transactions offers several advantages that make it a convenient and efficient option for customers. Here are the key benefits of utilizing the Keystone Bank USSD code:

1. Accessibility: The Keystone Bank USSD code is accessible to all customers, regardless of the type of mobile phone they use. It does not require a smartphone or an internet connection, making it widely available to a broader range of customers, including those in remote areas.

2. Convenience: With the Keystone Bank USSD code, customers can perform banking transactions anytime and anywhere. It eliminates the need to visit a physical bank branch or rely on internet banking. Whether you are at home, at work, or on the go, the USSD code provides quick and convenient access to essential banking services.

3. Ease of Use: The Keystone Bank USSD code is designed to be user-friendly and straightforward. Customers can navigate through the menu options easily and select the desired banking service without complications. The simplicity of the USSD interface ensures that customers can initiate transactions with ease, even if they are not tech-savvy.

4. Speed: USSD transactions through Keystone Bank are processed quickly, enabling swift completion of banking activities. Whether you need to check your account balance, transfer funds, or pay bills, the USSD code ensures speedy execution, saving you time and effort.

5. Security: Keystone Bank places a high priority on the security of its USSD banking services. The USSD code transactions are encrypted and require a personal identification number (PIN) for authentication. This provides an additional layer of security, ensuring that your banking activities remain protected from unauthorized access.

6. No Internet Connection Required: One of the significant advantages of the Keystone Bank USSD code is that it operates independently of an internet connection. This makes it highly reliable, as you can perform transactions even in areas with poor or no internet connectivity.

7. No Dependence on Mobile Apps: While mobile banking apps offer convenience, they may not be compatible with all types of mobile phones or require frequent updates. The USSD code eliminates the dependency on mobile apps, allowing customers to access banking services directly through their phone’s dialer.

8. Wide Range of Services: Keystone Bank USSD code provides access to a comprehensive range of banking services, including balance inquiry, fund transfers, airtime recharge, bill payments, account opening, mini statements, ATM card control, loan requests, and customer support. The versatility of the USSD code ensures that customers can fulfill their diverse banking needs through a single platform.

List Of Keystone Bank USSD Code

Keystone Bank USSD Code To Check Account Balance

To check your Keystone Bank account balance using USSD, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “Balance Inquiry” from the menu options.
3. Enter your USSD PIN.
4. Your account balance will be displayed on the screen.

Keystone Bank USSD Code For Account Opening

You can easily open a Keystone bank account with the use of their USSD Code. All you need to do is dial *7111#on your mobile phone, select the option to open bank account and follow the prompt.

Keystone Bank USSD Code For Airtime Recharge

To recharge your mobile phone or any other phone number using USSD, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “Airtime Recharge” from the menu options.
3. Enter the phone number you want to recharge.
4. Enter the amount of airtime you want to purchase.
5. Confirm the transaction by entering your USSD PIN.
6. The airtime will be credited to the specified phone number.

Keystone Bank USSD Code For Fund Transfer

To transfer funds from your Keystone Bank account to another account using Keystone Bank USSD code, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “Fund Transfer” from the menu options.
3. Enter the recipient’s bank account number.
4. Enter the amount you want to transfer.
5. Confirm the transaction by entering your USSD PIN.
6. The funds will be transferred to the recipient’s account.

Keystone Bank USSD Code For Bill Payment

To pay bills such as electricity bills, cable TV subscriptions, or internet bills using Keystone Bank USSD code, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “Bill Payments” from the menu options.
3. Choose the type of bill you want to pay.
4. Enter the required details, such as the biller’s account number or customer ID.
5. Enter the amount you want to pay.
6. Confirm the transaction by entering your USSD PIN.
7. The payment will be processed, and you will receive a confirmation message.

Keystone Bank USSD Code To Retrieve BVN

In order to retrieve your BVN information using the Keystone USSD code, you should follow these steps:

1. Dial *7111*6# on your mobile phone.
2. Enter your Keystone Bank Transaction pin
3. Your Bank Verification Number will be displayed to you.

Keystone Bank USSD Code To Buy Data

To purchase mobile data using the Keystone Bank USSD code, follow these steps:

1. Dial *7111*5# on the mobile number linked to your account
2. Select either for self or others
3. Select the data plan
4. Enter your transaction Pin.
5. The data will be transferred to you.

Keystone Bank USSD Code For Cardless Withdrawal

To make cardless withdrawal with the use of the Keystone Bank USSD code, follow these steps:

1. Dial *7111# on the mobile phone linked to your account.
2. Select “Other services” option from the menu
3. On next page select the 4th option, which is ‘Cardless-Paycode’;
4. Enter the amount and a PIN will be generated;
5. Proceed to the ATM and complete your transaction.

Keystone Bank USSD Code for Mini Statement

To request a mini statement of your Keystone Bank account using USSD, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “Mini Statement” from the menu options.
3. Enter your USSD PIN.
4. A mini statement containing your recent transactions will be displayed on the screen

Keystone Bank USSD Code for ATM Card Control

To control and manage your Keystone Bank ATM card using USSD, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “ATM Card Control” from the menu options.
3. Choose the desired option, such as blocking your card or setting spending limits.
4. Follow the on-screen instructions to complete the desired action.

Keystone Bank USSD Code for Loan Requests

To request a loan from Keystone Bank using USSD, follow these steps:

1. Dial *7111# on your mobile phone.
2. Select “Loan Requests” from the menu options.
3. Follow the on-screen instructions to provide the required details, such as loan amount and repayment period.
4. Submit the loan request.
5. Your loan application will be processed, and you will receive a response via SMS.

How to Change Your Keystone Bank Transaction PIN

If you are a Keystone Bank customer and want to change your transaction PIN for enhanced security, you can easily do so through the bank’s USSD banking service. Follow these simple steps to change your Keystone Bank transaction PIN:

1. Dial the Keystone Bank USSD code on your registered mobile phone. The USSD code is *7111#.
2. From the menu options displayed on your screen, select “PIN Change” or a similar option related to changing your PIN.
3. Enter your current transaction PIN when prompted. This is the PIN you currently use for Keystone Bank USSD transactions. If you have not set a PIN before or have forgotten your current PIN, follow the instructions provided by the USSD menu to set or recover your PIN.
4. After entering your current PIN, you will be prompted to enter your new transaction PIN. Choose a strong and secure PIN that is easy for you to remember but difficult for others to guess. Avoid using obvious combinations like your birthdate or sequential numbers.
5. Confirm your new transaction PIN by entering it again as prompted. Make sure the PIN matches the one you initially entered to avoid any errors.
6. Once you have confirmed your new transaction PIN, the USSD menu will process your request. You will receive a confirmation message indicating that your transaction PIN has been successfully changed.

How to Deactivate Keystone Bank USSD Code

If you want to deactivate your Keystone Bank USSD code for any reason, you can do so by following the steps below:

1. Dial the Keystone Bank USSD code on your registered mobile phone. The USSD code is *7111#.
2. From the menu options displayed on your screen, select the option related to “Deactivate” or “USSD Code Deactivation.” The specific wording may vary, but the purpose is to deactivate the USSD code.
3. Confirm your selection to proceed with the deactivation process. The USSD menu will ask for your confirmation to deactivate the service.
4. Once you confirm the deactivation, the USSD code will be deactivated for your mobile number associated with Keystone Bank. You will receive a confirmation message indicating that the deactivation was successful.

Frequently Asked Questions (FAQs)

1. Can I use Keystone Bank USSD codes on any mobile phone?

Yes, Keystone Bank USSD codes can be used on any type of mobile phone.

2. Are Keystone Bank USSD transactions secure?

Yes, Keystone Bank USSD transactions are secure and require a PIN for authentication.

3. Can I transfer funds to other banks using Keystone Bank USSD codes?

Yes, Keystone Bank USSD codes allow you to transfer funds to accounts in other banks.

4. How long does it take for a fund transfer using USSD to reflect in the recipient’s account?

The fund transfer using USSD is usually instant and reflects in the recipient’s account immediately.

5. Is there a limit on the amount of airtime I can recharge using Keystone Bank USSD?

The maximum amount of airtime you can recharge using Keystone Bank USSD depends on the network operator’s limits.

Conclusion

Keystone Bank USSD codes provide a convenient and secure way to perform various banking transactions without the need for internet connectivity or mobile apps. Whether you need to check your account balance, transfer funds, pay bills, or open an account, Keystone Bank USSD codes have got you covered. Make sure to register for Keystone Bank USSD banking and take advantage of the easy and accessible banking services right from your mobile phone.