List Of Taj Bank USSD Code and Transfer Code

If you have a Taj bank account and you want to carry out easy and seamless banking transactions, then you should make use of the Taj Bank USSD code. Taj Bank has list of USSD codes that can be used for various transactions with just your mobile phone.

In this article we will be revealing the list of Taj Bank USSD code and transfer code, how they are used and any other information that can help you bank from the comfort of your home.

What is a USSD Code?

USSD stands for Unstructured Supplementary Service Data. It is a technology that allows users to communicate with a service provider’s computer system through a series of simple text commands. USSD codes are typically short, easy-to-remember sequences of characters that enable users to access specific services or perform actions, such as checking account balances, transferring funds, or paying bills.

About Taj Bank

Taj Bank is a prominent financial institution that operates in the banking sector. It is known for its exceptional services and customer-oriented approach. With a strong presence in the market, Taj Bank offers a wide range of banking products and services to cater to the diverse needs of its customers.

Established with the vision of providing innovative and convenient banking solutions, Taj Bank has consistently strived to stay at the forefront of technological advancements. The bank understands the evolving needs of its customers in today’s digital age and aims to offer seamless banking experiences.

Taj Bank takes pride in its commitment to delivering personalized and efficient services. It focuses on building strong relationships with its customers by understanding their unique requirements and providing tailored solutions. Whether it’s individual customers, small businesses, or large corporations, Taj Bank has the expertise to meet their financial needs.

The bank’s product offerings include various types of accounts, such as savings accounts, current accounts, and fixed deposit accounts. Taj Bank also provides a range of loan products, including personal loans, home loans, and business loans, with competitive interest rates and flexible repayment options.

What Is Taj Bank USSD Code

Taj Bank is one of the leading banks in the country, known for its innovative and customer-centric approach to banking services. In line with its commitment to providing convenient banking solutions, Taj Bank offers a unique USSD code *898# that allows customers to perform various banking transactions quickly and securely, using their mobile phones.

How to Register and Activate Taj Bank USSD Code

Registering and activating the Taj Bank USSD code is a simple process that allows you to access a wide range of banking services conveniently through your mobile phone. To register and activate the Taj Bank USSD code, follow the steps below:

1. Step 1: Check Eligibility: Ensure that you are a customer of Taj Bank and have an active account with them. If you are not an existing customer, you will need to open an account with Taj Bank before proceeding with the USSD code registration.
2. Step 2: Dial the USSD Code: On your mobile phone, dial the USSD code provided by Taj Bank. The default USSD Code for Taj Bank is *898#.
3. Step 3: Registration Process: Once you have dialed the USSD code, you will be prompted to enter your account details to initiate the registration process. This typically includes providing your account number, personal identification details, and any other required information as specified by the bank.
4. Step 4: Verification and Authentication: After entering your account details, the bank will verify the information provided. This may involve sending an OTP (One-Time Password) to your registered mobile number for authentication purposes. Follow the prompts and enter the OTP when prompted.
5. Step 5: Set a PIN: Once your account details have been verified, you will be prompted to set a personal identification number (PIN) for secure access to the USSD banking services. Choose a PIN that is unique and known only to you. Avoid using easily guessable combinations such as your birthdate or sequential numbers.
6. Step 6: Confirmation and Activation: After setting your PIN, you will receive a confirmation message indicating that your Taj Bank USSD code registration and activation have been successful. The message may also provide additional instructions or a menu of available banking services.
7. Step 7: Familiarize Yourself with Services: Take the time to familiarize yourself with the various services and transactions available through the Taj Bank USSD code. These may include checking account balances, transferring funds, paying bills, recharging mobile phones, and more. Refer to the bank’s documentation or website for a comprehensive list of available services and their corresponding USSD codes or menu options.
8. Step 8: Start Using the USSD Code: You are now ready to start using the Taj Bank USSD code for your banking needs. Dial the designated USSD code and follow the menu prompts to access the desired service or transaction. Enter your PIN when prompted to authenticate and authorize the transaction.

Features and Services Of Taj Bank USSD Code

The Taj Bank USSD code provides a range of features and services that empower customers to conveniently access and manage their banking needs through their mobile phones. Here are some of the key features and services offered by the Taj Bank USSD code:

1. Account Balance Enquiry: Customers can check their account balance instantly by dialing the Taj Bank USSD code. This feature allows users to stay updated on their account balances without the need to visit a branch or an ATM.
2. Fund Transfers: The USSD code enables customers to transfer funds between their Taj Bank accounts or to other Taj Bank customers. This feature provides a quick and secure way to send money to friends, family, or business associates.
3. Mobile Recharge: With the Taj Bank USSD code, customers can recharge their mobile phone credit directly from their bank account. This convenient service saves time and ensures that customers can stay connected at all times.
4. Bill Payments: Taj Bank USSD code allows customers to pay their bills conveniently. Whether it’s utility bills, credit card bills, or other types of payments, customers can settle their bills instantly using the USSD code.
5. Mini Statements: Customers can request mini statements of their bank accounts through the Taj Bank USSD code. This feature provides a summary of recent transactions, allowing customers to keep track of their finances.
6. Mobile Banking Activation: Customers who wish to activate mobile banking services can do so through the Taj Bank USSD code. This feature simplifies the process of enabling mobile banking functionalities, such as accessing account statements, managing beneficiaries, and more.
7. PIN Change: The Taj Bank USSD code allows customers to change their PIN securely. This feature adds an extra layer of security and allows customers to update their PIN at their convenience.
8. Customer Support: The USSD code often provides access to customer support services, enabling customers to get assistance, make inquiries, or report issues directly through the USSD code interface.

These features and services offered by the Taj Bank USSD code bring banking convenience to customers’ fingertips. The USSD code is designed to provide a user-friendly and secure platform for customers to access essential banking functions, enhancing their overall banking experience.

How to Use Taj Bank USSD Code

Using the Taj Bank USSD code is a straightforward process that allows customers to access various banking services conveniently through their mobile phones. To use the Taj Bank USSD code, follow the steps below:

1. Step 1: Dial the USSD Code: On your mobile phone, dial the USSD code provided by Taj Bank. The Taj bank USSD code is *898#
2. Step 2: Menu Navigation: After dialing the USSD code, you will be presented with a menu of available options. These options typically include services such as balance enquiry, fund transfers, bill payments, and more. Each option will have a corresponding number or keyword associated with it.
3. Step 3: Select the Desired Service: Choose the number or keyword that corresponds to the service you wish to access. For example, if you want to check your account balance, you may need to select a specific number assigned to that service.
4. Step 4: Follow the Prompts: Once you have selected a service, follow the prompts displayed on your mobile phone’s screen. The prompts will guide you through the necessary steps to complete your transaction or inquiry. These steps may include entering specific details such as account numbers, transfer amounts, bill information, and more.
5. Step 5: Enter Your PIN: For security purposes, you will be prompted to enter your personal identification number (PIN) associated with your Taj Bank account. Enter the PIN when prompted to authenticate and authorize the transaction or inquiry.
6. Step 6: Confirm and Complete: Review the information you have entered and confirm that it is accurate. Once you are satisfied, proceed to complete the transaction or inquiry by following the prompts.
7. Step 7: Transaction Confirmation: After completing your transaction or inquiry, you will receive a confirmation message on your mobile phone. This message will typically provide details such as transaction reference numbers, balances, or confirmation of successful bill payments.

Benefits of Taj Bank USSD Codes

Taj Bank USSD codes offer several benefits to customers, making banking transactions more convenient, accessible, and efficient. Here are some of the key benefits of using Taj Bank USSD codes:

1. Convenience: Taj Bank USSD codes provide customers with the flexibility to perform banking transactions anytime and anywhere through their mobile phones. Whether you are at home, work, or on the go, you can easily access a range of banking services without the need for internet connectivity or visiting a physical branch.
2. Accessibility: USSD codes are designed to be user-friendly and accessible to a wide range of mobile phone users. They work on basic feature phones as well as smartphones, ensuring that customers with varying phone capabilities can avail themselves of banking services. This accessibility allows a larger customer base to access and benefit from Taj Bank’s offerings.
3. Quick and Instant: USSD codes enable swift and immediate transactions. Customers can perform tasks such as balance enquiries, fund transfers, bill payments, and more with just a few simple steps. The real-time nature of USSD transactions ensures that customers receive instant updates and confirmations, providing peace of mind and reducing the time spent on banking activities.
4. No Dependency on Internet: One significant advantage of USSD codes is that they do not rely on internet connectivity. This makes them particularly useful in areas with limited or unreliable internet access. Customers can perform transactions even in low network coverage areas, ensuring uninterrupted access to banking services.
5. Cost-effective: USSD codes are a cost-effective means of conducting banking transactions. Unlike internet-based banking, USSD transactions typically incur minimal or no additional charges beyond the standard mobile network operator rates. This affordability makes USSD codes a viable option for a wide range of customers, including those who may have limited access to internet services.
6. Security: Taj Bank takes security seriously when implementing USSD codes. The authentication process, such as the use of personal identification numbers (PINs) or one-time passwords (OTPs), adds a layer of security to ensure that transactions are secure and authorized by the account holder. This focus on security safeguards customer information and minimizes the risk of unauthorized access.
7. Wide Range of Services: Taj Bank USSD codes provide access to a comprehensive range of banking services. Customers can perform tasks such as checking account balances, transferring funds, paying bills, recharging mobile phones, and more through a single platform. This versatility allows customers to manage their finances conveniently without the need for multiple channels or visits to a physical branch.

List Of Taj Bank USSD Code

Taj Bank USSD Code To Check Account Balance

To check your account balance, follow these steps:

1. Dial the USSD code: *898#
2. Select the “Account Balance” option from the menu.
3. Your account balance will be displayed on the screen.

Taj Bank USSD Code For Airtime Recharge

To recharge your mobile phone, follow these steps:

1. Dial the USSD code: *898#
2. Select the “Mobile Recharge” option from the menu.
3. Enter the mobile number you wish to recharge.
4. Enter the amount for the recharge.
5. Confirm the transaction by entering your PIN.

Taj Bank USSD Code For Fund Transfer

To transfer funds to another Taj Bank account or an account in Another bank, follow these steps:

1. Dial the USSD code: *898#
2. Select the “Transfer Funds” option from the menu.
3. Enter the recipient’s account number and Bank.
4. Enter the amount to be transferred.
5. Confirm the transaction by entering your PIN.

Taj Bank USSD Code For Account Opening

The USSD code for Taj Bank’s account opening process allows individuals to initiate the account opening procedure through their mobile phones. Here’s how you can use the Taj Bank USSD code for account opening:

1. Dial the USSD code *898#
2. Accept the mobile banking terms
3. Provide your Personal Information like your full name, date of birth, address, contact details, and any other required details. Ensure that you enter accurate and up-to-date information.
4. Continue the process by following the prompt to open the account.

Taj Bank USSD Code For Bill Payment

To pay bills using the Taj Bank USSD code, follow these steps:

1. Dial the USSD code: *898#
2. Select the “Bill Payment” option from the menu.
3. Choose the type of bill you wish to pay (electricity, water, etc.).
4. Enter the necessary details, such as the bill amount and customer ID.
5. Confirm the transaction by entering your PIN.

Taj Bank USSD Code To Block ATM Card

To block your ATM card using the Taj Bank USSD code you should dial the USSD code *898#, select “Manage Card” Option and follow the prompt.

Taj Bank USSD Code To Retrieve BVN

To retrieve your Bank Verification Number with the USSD code, simply dial *565*0# on the phone number linked to your account and follow the prompt.

How to Change Your Taj Bank Transaction PIN

Changing your Taj Bank transaction PIN is a simple and important security measure to safeguard your account. If you suspect that your PIN has been compromised or you simply wish to update it for security reasons, follow the steps below to change your Taj Bank transaction PIN:

1. Access the USSD Menu: Dial the Taj Bank USSD code *898# on your registered mobile phone .
2. Select PIN Change Option: From the main menu, navigate to the option that allows you to change your PIN. It is usually labeled as “PIN Change” or “Change Transaction PIN.” The exact wording may vary, but the option is typically located under security or settings-related services.
3. Enter Current PIN: After selecting the PIN change option, you will be prompted to enter your current transaction PIN. Enter the existing PIN to proceed with the change.
4. Enter New PIN: Next, you will be asked to enter your new transaction PIN. Choose a strong and unique PIN that is easy for you to remember but difficult for others to guess. Avoid using easily accessible information like birthdates or consecutive numbers.
5. Confirm New PIN: To ensure accuracy, you will be asked to re-enter the new transaction PIN. Double-check that you have entered the same PIN as before to avoid any mistakes.
6. PIN Change Confirmation: Once you have successfully entered and confirmed the new PIN, you will receive a confirmation message stating that your transaction PIN has been changed. This confirms that your new PIN is now active and can be used for future transactions.
7. Keep Your PIN Secure: After changing your transaction PIN, remember to keep it confidential and do not share it with anyone. Avoid writing it down or storing it in easily accessible locations. This will help maintain the security of your account.

How to Deactivate Taj Bank USSD Code

To deactivate the Taj Bank USSD code and disable its functionality on your mobile phone, you can follow the steps below:

1. Contact Customer Support: The most reliable way to deactivate the Taj Bank USSD code is to reach out to Taj Bank’s customer support. Contact the bank’s customer service helpline or visit a nearby branch to request the deactivation of the USSD code associated with your account. Provide them with the necessary account details and identification for verification purposes.
2. Inform Customer Support: Once you connect with a customer support representative, clearly communicate your request to deactivate the Taj Bank USSD code. Explain the reason for the deactivation, whether it is due to a change in preferences, security concerns, or any other relevant factors. The representative will guide you through the process and assist with the deactivation.
3. Follow Bank’s Guidelines: The customer support representative will provide specific instructions on how to proceed with the deactivation process. This may involve verifying your identity, providing account-related information, or signing relevant forms or documents. Adhere to the bank’s guidelines and complete any necessary steps to ensure a smooth deactivation process.
4. Confirm Deactivation: After completing the required steps, confirm with the customer support representative that the Taj Bank USSD code has been successfully deactivated. Request confirmation in writing or ask for a reference number for future correspondence or record-keeping purposes.
5. Delete USSD Code from Phone: Once the deactivation is confirmed, remove the Taj Bank USSD code from your mobile phone. This ensures that you no longer have access to the USSD code and prevents any accidental usage in the future. You can remove the USSD code by editing your phone’s menu or deleting it from your contact list.

It’s important to note that deactivating the Taj Bank USSD code will disable your access to the associated banking services through the USSD platform. If you wish to regain access in the future, you may need to contact Taj Bank and follow their procedures for reactivation.

Safety and Security Tips for Using Taj Bank USSD Code

While using the Taj Bank USSD code, it is essential to keep the following safety and security tips in mind:

1. Do not share your USSD code: Your USSD code acts as a password to access your bank account. Keep it confidential and do not share it with anyone.
2. Beware of phishing attempts: Be cautious of fraudulent messages or calls asking for your personal or banking information. Taj Bank will never ask for your USSD code or PIN through unsolicited communication.
3. Always verify transaction details: Before confirming any transaction, double-check the details to ensure accuracy.
4. Keep your mobile phone secure: Set a strong PIN or password for your mobile phone to prevent unauthorized access.

Frequently Asked Questions (FAQs)

1. What is the USSD code for Taj Bank?

The USSD code for Taj Bank is *898#.

2. Can I use the USSD code on any mobile network?

Yes, you can use the Taj Bank USSD code on any mobile network in the country.

3. Are there any charges for using Taj Bank USSD Code?

Taj Bank does not charge any fees for using the USSD code. However, standard network charges may apply, depending on your mobile service provider.

4. Can I transfer money to other banks using the USSD code?

Currently, the Taj Bank USSD code only supports fund transfers within Taj Bank accounts. For transfers to other banks, alternative methods such as online banking or mobile apps may be available.

5. What should I do if I forget my USSD code?

If you forget your Taj Bank USSD code, contact Taj Bank’s customer support immediately. They will assist you in retrieving or resetting your USSD code.

Conclusion

The Taj Bank USSD code provides customers with a convenient and secure way to access banking services through their mobile phones. With simple and intuitive steps, customers can perform various transactions, check their account balance, transfer funds, recharge their mobile phones, and pay bills. Remember to follow the safety and security tips to protect your personal and financial information while using the Taj Bank USSD code.