List Of Union Bank USSD Codes and Transfer Code

In a bid to make banking easier and more convenient Union Bank has released a list of USSD codes for transactions. This Union bank USSD codes gives customers a simple and secure way to access banking services on their mobile phone. In this article, we will explore the various USSD codes offered by Union Bank and how they can simplify your banking experience.

About Union Bank

Union Bank is a reputable financial institution that operates in various countries, providing a wide range of banking products and services to individuals, businesses, and organizations. Established in November 11 1917 in Lagos Nigeria, Union Bank is one of the oldest banks in Nigeria. The bank has a commitment to excellence and customer satisfaction, Union Bank has built a strong reputation for its reliable and innovative banking solutions.

Union Bank offers a comprehensive range of financial services, including personal banking, corporate banking, SME banking, and digital banking solutions. Its products encompass savings accounts, current accounts, loans, credit cards, investment opportunities, insurance, and more.

This bank has an extensive network of branches across Nigeria, making its services easily accessible to customers. Additionally, the bank has embraced digital transformation, providing online and mobile banking platforms for convenient banking experiences.

What are USSD Codes?

USSD (Unstructured Supplementary Service Data) codes are short codes that allow you to access specific services provided by your mobile network operator or a particular organization, such as a bank. These codes are entered on your mobile phone’s dialer, similar to making a phone call, and provide quick and convenient access to various services without the need for internet connectivity.

What is Union Bank USSD Code?

Union Bank USSD code is a convenient and secure service that allows Union Bank customers to perform various banking transactions using their mobile phones. USSD stands for Unstructured Supplementary Service Data. It is a technology that enables users to access specific services by dialing a short code on their mobile phones, similar to making a phone call.

With Union Bank USSD codes, customers can access a range of banking services without the need for an internet connection. This makes it accessible to customers using both smartphones and basic feature phones.

Union Bank USSD code provides a simple and user-friendly interface for performing transactions such as checking account balances, transferring funds, purchasing airtime, paying bills, and more. By dialing the appropriate USSD code on their mobile phones and following the prompts, customers can conveniently and securely conduct their banking activities.

To use Union Bank USSD code, customers need to register their mobile numbers with the bank and create a unique PIN. This PIN is used to authenticate transactions and ensure the security of the customer’s account.

The USSD code for Union Bank varies depending on the specific service or transaction you wish to perform. For example, *826# is the general USSD code to access Union Bank’s mobile banking services. By dialing this code, customers can access a menu of options to choose from, including balance inquiry, funds transfer, airtime recharge, and more.

It is important to note that standard network charges may apply when using Union Bank USSD code, but the bank itself does not charge any additional fees for using this service.

How to Register for Union Bank USSD Codes

Registering for Union Bank USSD codes is a simple process that can be done in a few steps:

1. Dial *826# on your registered mobile number.
2. Follow the on-screen instructions to select your preferred language and confirm your acceptance of the terms and conditions.
3. Create a 4-digit PIN that will be used for all future USSD transactions.
4. Verify your account by providing your Union Bank account number.
5. Once the registration process is complete, you will receive a confirmation message with your unique USSD code.

How to Use Union Bank USSD Code

Using Union Bank USSD code is a simple and straightforward process. By following these steps, you can easily access and utilize the various banking services offered by Union Bank using USSD codes:

1. Register your mobile number: Ensure that your mobile number is registered with Union Bank. If you haven’t registered your number yet, visit the nearest Union Bank branch or contact their customer support for assistance.
2. Dial the USSD code: On your mobile phone, dial *826#. This is the general USSD code for Union Bank’s mobile banking services.
3. Select the desired service: After dialing the USSD code, you will be presented with a menu of options on your screen. The menu may include services such as balance inquiry, funds transfer, airtime recharge, bill payments, and more.
4. Choose the specific service: Select the number corresponding to the service you want to access. For example, if you wish to check your account balance, enter the number assigned to the balance inquiry option.
5. Follow the prompts: Once you have selected a service, follow the on-screen prompts to provide the necessary information. This may include entering your Union Bank account number, the recipient’s details for funds transfer or bill payment, or the amount for airtime recharge.
6. Enter your PIN: For security purposes, you will be prompted to enter your unique USSD PIN. This PIN is created during the registration process and serves as authentication for your transactions. Enter the PIN when prompted and ensure it remains confidential.
7. Complete the transaction: After providing the required information and PIN, review the transaction details on the screen. If everything is accurate, confirm the transaction to proceed. You may receive a confirmation message on the screen indicating the success of the transaction.
8. Keep track of transaction details: Make a note of any transaction reference numbers or confirmation messages provided on the screen. Additionally, Union Bank may send SMS notifications to your registered mobile number with transaction details for your records.

Remember to keep your USSD PIN secure and confidential. Do not share it with anyone, and avoid using easily guessable combinations such as birthdays or consecutive numbers.

Advantages Of Using Union Bank USSD Codes

Union Bank USSD codes offer several benefits to customers, making banking transactions easier and more efficient. Some key advantages include:

1. Convenience: With USSD codes, you can perform banking transactions anytime and anywhere, as long as you have a mobile phone signal. There’s no need to visit a physical bank branch or rely on internet connectivity.

2. Speed: USSD codes enable quick access to banking services, allowing you to check balances, transfer funds, or make payments in a matter of seconds. This saves valuable time and provides instant results.

3. Security: Union Bank takes the security of its customers’ financial information seriously. USSD codes provide a secure channel for banking transactions, as they are encrypted and require personal identification, such as a PIN.

4. Accessibility: USSD codes are available on all types of mobile phones, including basic feature phones, smartphones, and even landlines. This ensures that customers with various devices can access Union Bank’s services.

List Of Union Bank USSD Codes

Union Bank USSD Code To Check Account Balance

The Union bank USSD code to check your account balance is *826*4#. Simply dial this code on the registered number linked to your account and enter your USSD PIN. Your account balance will be displayed on your screen.

Union Bank USSD Code For Account Opening

You can easily open a Union bank account without visiting their branch. All you need to do is dial the Union bank USSD code *826# and select account opening from the menu. Follow the prompt and provide the necessary information required for account opening.

Once you fill in the required information, you Union bank account will be open for you to carry out transactions.

Union Bank USSD Code For Airtime Recharge

To recharge your mobile phone or another person’s phone using USSD codes, follow these steps:

1. Dial *826*Amount# if it is for you OR *826*Amount*Phone Number# if it is for someone else on your mobile phone.
2. Enter your 4-digit PIN when prompted.
3. Confirm the transaction details, including the recipient’s phone number and the recharge amount.
4. Once the transaction is processed, the recharge will be applied, and you will receive a confirmation message.

Union Bank USSD Code For Fund Transfer

To transfer funds from your Union Bank account to another account using USSD codes, follow these steps:

1. Dial *826*1*Amount*Account Number# if it is to an account in Union bank and *826*2*Amount*Account Number# if it is to an account in another bank. Dial these codes on your mobile phone.
2. Enter your 4-digit PIN when prompted.
3. Confirm the transaction details, including the recipient’s account number and the transfer amount.
4. Upon successful completion, you will receive a confirmation message and an SMS notification.

Union Bank USSD Code For Bill Payment

To pay bills using USSD codes, follow these steps:

1. Dial *826# on your mobile phone.
2. Select the appropriate option for the type of bill you want to pay.
3. Enter the required details, such as the biller code, customer ID, and payment amount.
4. Confirm the transaction details and enter your 4-digit PIN when prompted.
5. Upon successful payment, you will receive a confirmation message.

Union Bank USSD Code To Buy Data

To purchase data using the Union bank USSD code, follow the steps below:

1. Dial *826*9# on the mobile number linked to your account
2. Select either for self or others
3. Select the data plan
4. Enter your transaction Pin.
5. The data will be transferred to you.

Union Bank USSD Code To Retrieve BVN

For BVN retrieval using the Union bank USSD code, simply follow this steps:

1. Dial *565*0# on your mobile phone.
2. Enter your Keystone Bank Transaction pin
3. Your Bank Verification Number will be displayed to you.

Union Bank USSD Code For Cardless Withdrawal

You can make cardless withdrawal with the Union bank USSD code. Simply dial the code *826*7*amount# on the mobile number linked to your account and follow the prompt.

Union Bank USSD Code for Mini Statement

To get a mini statement of your Union Bank account using USSD codes, follow these steps:

1. Dial*826# on your mobile phone.
2. Select “Mini Statement” from the menu options.
3. Enter your 4-digit PIN when prompted.
4. A mini statement containing the recent transactions will be displayed on the screen, and you will also receive an SMS with the details.

Union Bank USSD Code for Loan Requests

To request for loan from Union bank you can use the USSD code. Follow the instructions below to make your request:

1. Dial *826*41# on your mobile number.
2. Follow the on-screen instructions to provide the required details, such as loan amount and repayment period.
3. Enter your 4-digit PIN when prompted.
4. Submit the loan request.
5. Your loan application will be processed, and you will receive a response via SMS.

Union Bank USSD Code To Block ATM Card

If you suspect fraudulent activity of your ATM card or you misplace your card, you can block it using the Union bank USSD code. To do that follow the step below:

1. Dial *826*21# on the mobile number linked to your account.
2. Select “Hotlist Card” option from the menu.
3. Input your your 4-digit PIN
4. You ATM Card will be blocked.

Union Bank USSD Code for Customer Support

If you require any assistance or have queries regarding Union Bank’s USSD codes, you can contact their customer support using the following USSD code 8260#.

Dial this code on your mobile phone, and you will be provided with options to interact with Union Bank’s customer support team.

How to Change Your Union Bank Transaction PIN

If you are a Union Bank customer and need to change your transaction PIN for enhanced security, you can follow these steps:

1. Dial *826*5# on your mobile phone. This is the USSD code designated for changing your Union Bank transaction PIN.
2. You will be prompted to enter your current 4-digit transaction PIN. This is the PIN you currently use for Union Bank transactions.
3. After entering your current PIN, follow the on-screen instructions to set a new 4-digit transaction PIN. Ensure that your new PIN is unique and not easily guessable. Avoid using common sequences or personal information.
4. Once you have entered and confirmed your new PIN, it will be updated in Union Bank’s system.
5. You will receive a confirmation message on your mobile phone indicating the successful change of your transaction PIN.

It is important to keep your transaction PIN confidential and not share it with anyone. Regularly changing your PIN and using a strong, unique combination can help protect your Union Bank account from unauthorized access.

How to Deactivate Union Bank USSD Code

If you wish to deactivate or stop using the Union Bank USSD code service on your mobile phone, you can follow these steps:

1. Dial *826*911# on your mobile phone. This is the USSD code designated for deactivating the Union Bank USSD code service.
2. You will receive a confirmation message on your screen indicating that the USSD code service deactivation process has been initiated.
3. After deactivation, you will no longer be able to access Union Bank’s mobile banking services using USSD codes.
4. If you change your mind and want to reactivate the USSD code service in the future, you can contact Union Bank’s customer support for assistance. They will guide you through the reactivation process.

It is important to note that deactivating the USSD code service does not close your Union Bank account. It simply stops your access to the mobile banking services through USSD codes. You can still use other banking channels such as online banking, mobile apps, or visiting a branch to manage your Union Bank account.

Security Measures for Union Bank USSD Codes

While Union Bank USSD codes provide a convenient way to access banking services, it’s important to take certain security measures to protect your financial information:

1. Keep your USSD PIN confidential and do not share it with anyone.
2. Be cautious while using USSD codes on public or shared devices.
3. Regularly check your account balance and transaction history for any unauthorized activities.
4. In case of a lost or stolen mobile phone, contact Union Bank immediately to block USSD access.

Frequently Asked Questions

1. Can I use Union Bank USSD codes on any mobile phone?

Yes, Union Bank USSD codes can be used on all types of mobile phones, including basic feature phones and smartphones.

2. Are Union Bank USSD codes free to use?

Union Bank does not charge any fees for using USSD codes. However, standard network charges may apply.

3. Can I register multiple Union Bank accounts with the same mobile number?

No, each Union Bank account needs to be registered with a unique mobile number.

4. What should I do if I forget my Union Bank USSD PIN?

If you forget your USSD PIN, you can reset it by dialing *826*6# and following the on-screen instructions.

5. Can I use Union Bank USSD codes when I am abroad?

Yes, Union Bank USSD codes can be used while you are abroad. However, international roaming charges may apply for using mobile services.

Conclusion

Union Bank USSD codes offer a convenient and secure method to access banking services on your mobile phone. From checking your account balance to transferring funds and paying bills, these codes simplify your banking experience. By following the registration process and utilizing the provided USSD codes, Union Bank customers can enjoy the benefits of mobile banking at their fingertips.