List Of Zenith Bank USSD Code and Transfer Code

Zenith Bank Plc is one bank in Nigeria that has been providing financial service to the masses. This bank is one of the popular commercial bank in Nigeria. It has numerous branches and a large number of customers.

The bank provides financial service to their customers using the regular banking mode. Customers can open savings account, current account and fixed deposit account to save their money with the bank. Zenith bank also provides mobile banking service with the use of USSD code which makes banking easier.

The Zenith Bank USSD code service as it is known is a means customers can carry out banking transactions on their Zenith bank account without visiting the bank. These Zenith Bank USSD codes can be used to transfer money to other bank account, airtime recharge, bill payment and lots more.

It is a seamless banking service that the bank introduced to give their customers flexibility and convenience. Zenith bank USSD code is easy and quick to use. Customers can make use of this banking service where ever they are even if they don’t have access to internet connection or a smart phone.

Today we will be revealing the Zenith bank USSD codes that can be used to carry out various transactions on your Zenith Bank account.

About Zenith Bank

Zenith Bank is a Nigerian multinational financial services provider that was founded in 1990. It is one of the largest and most successful banks in Nigeria, with a strong reputation for innovation and customer service.

The bank operates in several African countries, as well as in the United Kingdom and United Arab Emirates. It offers a wide range of financial products and services, including personal and corporate banking, investment banking, and asset management.

One of the key factors that have contributed to Zenith Bank’s success is its focus on innovation. The bank was the first in Nigeria to introduce an online banking platform and has continued to invest heavily in technology to provide its customers with convenient and secure banking services.

In addition to its focus on technology, Zenith Bank is also committed to providing exceptional customer service. The bank has won numerous awards for its customer service, including the Best Customer Service Bank in Nigeria award at the 2020 Global Business Outlook Awards.

Another area where Zenith Bank has excelled is corporate social responsibility. The bank has a strong commitment to giving back to the community, and it has implemented several initiatives to support education, healthcare, and environmental sustainability.

Overall, Zenith Bank is a leading financial institution in Nigeria and Africa, with a reputation for innovation, customer service, and social responsibility. Its continued focus on these areas has enabled the bank to maintain its position as a market leader and to provide its customers with exceptional financial products and services.

What Is Zenith Bank USSD Code

Zenith Bank USSD Code is a unique code used for financial transactions on your Zenith bank account. The USSD code works on your mobile phone connected to your Zenith Bank account and it does not require internet connection or a smart phone to function.

This USSD code can be used to carry out transactions like bank transfer of money to and from your account to another account. It can also be used to buy airtime on your phone, purchase data, check your account balance, pay bills, request for loan, retrieve your BVN and lots more.

The default Zenith Bank USSD code is *966#. With a combination of this code and others, Zenith bank customers can carry different banking transactions on their phone. It is fast and cheap to use as some of the service do not cost a dime to use.

Features Of The Zenith Bank USSD Code

The Zenith Bank USSD code has several functions. It can be used to carry out different transactions on your Zenith Bank account like;

  • Check Account Balance
  • Open Opay Account
  • Airtime Recharge
  • Fund Betting Wallet
  • Bill Payment
  • Buy Data
  • Generate OPT
  • Request Opay Loan
  • Block ATM Card
  • Cardless Withdrawal

Advantages Of Using Zenith Bank USSD Code

There are several advantages to using Zenith Bank USSD code for transactions. They are listed below:

1. Convenience: With the Zenith Bank USSD code, customers can perform various banking transactions from the comfort of their homes or offices, without the need to visit a bank branch or use a computer.

2. Accessibility: The USSD code service is available 24/7, which means that customers can access banking services at any time, even outside of banking hours.

3. Speed: Transactions performed using the Zenith Bank USSD code are typically completed within seconds, which saves customers time and enables them to focus on other important tasks.

4. Security: The Zenith Bank USSD code is designed with security features that protect customers from fraudulent activities. For example, customers need to enter a PIN to access the service, which ensures that only authorized persons can perform transactions.

5. Cost-effectiveness: Using the USSD code service is usually cheaper than visiting a bank branch or using other banking channels, such as ATM or online banking.

6. Availability of Services: Zenith Bank USSD code offers a wide range of banking services, including balance inquiry, funds transfer, airtime purchase, bill payments, and more.

7. Ease of Use: The USSD code service is user-friendly, and customers do not require any special technical skills or knowledge to use it.

How To Register and Activate USSD Code For Zenith Bank

Zenith Bank offers a convenient USSD code service that allows customers to perform various banking transactions using their mobile phones. To register and activate your Zenith Bank USSD code, follow the steps below:

1, Dial 966*0# on your mobile phone.

2.Enter your Zenith Bank account number.

3. Follow the prompts to create a 4-digit Personal Identification Number (PIN).

4. After creating your PIN, you will receive an SMS with the default USSD code, which is *966#.

5. Dial the default USSD code (*966#) and enter your 4-digit PIN to access the menu of available services.

6. Select the desired service from the menu, such as checking your account balance or transferring funds to another account.

7. Follow the prompts to complete the transaction.

List Of Zenith Bank USSD Code

TransactionsZenith Bank USSD Code
Default Code*966#
Open Zenith Bank Account*966*0#
Check Account Balance*966*00#
Airtime Top Up For Self*966*amount#
Airtime Top-up for others*966* Amount*Mobile number#
Data Purchase*966*Amount*Mobile Number#
Transfer Money*966*Amount*Account Number# 
Bill Payment*966*6*Biller code*Amount#
Update BVN Details*966*BVN#
Block ATM Card*966*60#
Cardless withdrawals*966*60#, select option “7”
Retrieve Zenith bank ATM debit card PIN*966*60#
Zenith Bank Payday Loan*966*11#
Increase daily transaction limit*966*60#
Check Zenith bank account number*966*0#
Zenith Bank USSD To Open An Account

You don’t need to visit the Zenith bank branch to open an account, you can easily do that with your phone using the USSD code. To open a Zenith Bank account using the USSD code, follow the steps below:

  1. Dial *966# on your mobile phone.
  2. Select option 5 (Open Account) from the menu.
  3. Choose the account type you wish to open (Savings, Current, or EazySave).
  4. Enter your first name, last name, and date of birth.
  5. Enter your BVN (Bank Verification Number) or National ID number.
  6. Select your preferred account officer (you can choose to select “No Preference”).
  7. Choose your preferred account number or allow the system to generate one for you.
  8. Confirm the details you have entered and agree to the terms and conditions.
  9. Once your account has been created, you will receive an SMS containing your account number and other details.
  10. To activate your account, visit any Zenith Bank branch with a valid means of identification, such as a national ID card, driver’s license, or international passport.
  11. Alternatively, you can complete your account activation by following the instructions provided in the SMS you received after opening the account.
Zenith Bank USSD Code To Check Account Balance

It is very easy to check your Zenith bank account balance with the use of the USSD code. Follow the instructions below to do that.

  • Dial the code *996*00# (Make sure it is on the phone number connected to your account)
  • Proceed by entering your four digit transaction pin
  • Your account balance will be displayed on your screen.
Zenith Bank USSD Code For Airtime Recharge

You can easily recharge your line from your bank using the Zenith bank USSD code. The code to recharge your line is *966*amount#. Once you dial it and enter your four digit transaction pin your line will be credited.

The Zenith bank USSD code can also be used to recharge the line of your family and friends. You can do this by dialing the code *966* Amount*Mobile number#.

Zenith Bank USSD For Data Purchase

Data purchase for your phone can be made using the Zenith Bank USSD code. It is an easy and quick service. To purchase data from the bank simply dial the code *966* Amount*Mobile number# on the phone number linked to your account and follow the prompt.

How To Transfer Money With The Zenith Bank USSD Code

It is easy to transfer money from your Zenith bank account to another bank account using the Zenith Bank USSD Code. To transfer funds using the Zenith Bank USSD code, follow the steps below:

  1. Dial *966# on your mobile phone.
  2. Select option 3 (Transfer) from the menu.
  3. Select the recipient’s bank (Zenith Bank or other banks).
  4. Enter the recipient’s account number.
  5. Enter the amount you wish to transfer.
  6. Select the account type (Savings or Current) of the account you are transferring from.
  7. Confirm the transaction details.
  8. Enter your 4-digit PIN to authorize the transaction.
  9. Once the transfer is successful, you will receive a confirmation SMS.
Zenith Bank USSD Code For Bill Payment

You can pay your bills using the Zenith bank USSD code. Bills like Electricity, DSTV, Gotv and more. To pay your DSTV, Gotv and PHCN bill simply dial the code *966*7*Amount*Customer ID# on your mobile phone and follow the on-screen prompts.

If you want to pay other bill you can dial the code *966*6*Biller code*Amount# on your mobile phone and follow the on-screen prompts.

Zenith Bank USSD Code To Update BVN Details

Zenith Bank customers can retrieve their BVN information as well as update it using the USSD code. In order to do this dial the code *966*BVN# on the number linked to your bank account and follow the prompt.

Zenith Bank USSD Code To Block ATM Card

If your ATM card was stolen and you want to block it from being used, you can do that with your Zenith bank USSD code. To block your ATM card follow this step.

1. Dial the code *966*60# on the phone number linked to your account

2. From the menu select  option 6

3. Input your Four digit transaction pin

4. Your ATM card is now blocked.

Zenith Bank USSD Code For Cardless Withdrawal

In order to make cardless withdrawal on your Zenith bank account, you can make use of the USSD code. Follow the step below to withdraw.

1, Dial the code *966*60#

2. From the list of menu select the option 7

3. Input your Four digit transaction pin

4. You transaction will be completed.

Zenith Bank USSD Code To Request For Loan

Zenith Bank customers can request for loan using the Zenith bank USSD code. To apply for a Zenith Bank loan using the USSD code, follow the steps below:

  1. Dial *966# on your mobile phone.
  2. Select option 5 (Loans) from the menu.
  3. Select the type of loan you wish to apply for (Personal Loan, SME Loan, or Payday Loan).
  4. Follow the prompts to provide the required information, such as your personal details, employment information, loan amount, and repayment period.
  5. Review the loan terms and conditions and accept them.
  6. Enter your 4-digit PIN to authorize the loan application.
  7. Once your loan application is submitted, you will receive a confirmation message with details on the next steps.

It is important to note that loan approval is subject to Zenith Bank’s credit policy and evaluation of your creditworthiness. You may be required to provide additional documentation or information to support your loan application.

How to Deactivate The Zenith Bank USSD Code

If you wish to deactivate or stop using the Zenith Bank USSD code service, follow the steps below:

  1. Dial 966*20# on your mobile phone.
  2. Enter your 4-digit PIN to confirm your request.
  3. Select option 1 (Deactivate Account) from the menu.
  4. Follow the prompts to confirm your request to deactivate the USSD code service.
  5. Once the deactivation process is complete, you will receive an SMS confirming that your USSD code service has been deactivated.

The Zenith Bank USSD code and transfer code is a convenient service to send money to family and friends, pay bills, and manage your finances from anywhere, at any time. Customers can take advantage of the benefits to perform banking transactions conveniently and efficiently.

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