Updated List Of Zenith Bank USSD Code and Transfer Codes

Zenith Bank is one of Nigeria’s leading bank when it comes to innovation and technology in banking. One of the innovations the bank came up with to make banking easy for their customers is the Zenith Bank USSD code.

The Zenith Bank USSD code service as it is known is a means customers can carry out banking transactions on their Zenith bank account without visiting the bank. These Zenith Bank USSD codes can be used to transfer money to other bank account, recharge their mobile line, bill payment and lots more.

It is a seamless banking service that the bank introduced to give their customers flexibility and convenience. Zenith bank USSD code is easy and quick to use. Customers can make use of this banking service where ever they are even if they don’t have access to internet connection or a smart phone.

Today we will be revealing the Updated list of Zenith bank USSD codes that can be used to carry out various transactions on your Zenith Bank account.

About Zenith Bank

Zenith Bank is a Nigerian multinational financial services provider that was founded in 1990. It is one of the largest and most successful banks in Nigeria, with a strong reputation for innovation and customer service.

The bank operates in several African countries, as well as in the United Kingdom and United Arab Emirates. It offers a wide range of financial products and services, including personal and corporate banking, investment banking, and asset management.

One of the key factors that have contributed to Zenith Bank’s success is its focus on innovation. The bank was the first in Nigeria to introduce an online banking platform and has continued to invest heavily in technology to provide its customers with convenient and secure banking services.

In addition to its focus on technology, Zenith Bank is also committed to providing exceptional customer service. The bank has won numerous awards for its customer service, including the Best Customer Service Bank in Nigeria award at the 2020 Global Business Outlook Awards.

Another area where Zenith Bank has excelled is corporate social responsibility. The bank has a strong commitment to giving back to the community, and it has implemented several initiatives to support education, healthcare, and environmental sustainability.

Overall, Zenith Bank is a leading financial institution in Nigeria and Africa, with a reputation for innovation, customer service, and social responsibility. Its continued focus on these areas has enabled the bank to maintain its position as a market leader and to provide its customers with exceptional financial products and services.

What Is Zenith Bank USSD Code

Zenith Bank USSD Code is a unique code used for financial transactions on your Zenith bank account. The USSD code works on your mobile phone connected to your Zenith Bank account and it does not require internet connection or a smart phone to function.

This USSD code can be used to carry out transactions like bank transfer of money to and from your account to another account. It can also be used to buy airtime on your phone, purchase data, check your account balance, pay bills, request for loan, retrieve your BVN and lots more.

The default Zenith Bank USSD code is *966#. With a combination of this code and others, Zenith bank customers can carry different banking transactions on their phone. It is fast and cheap to use as some of the service do not cost a dime to use.

Features Of The Zenith Bank USSD Code

The Zenith Bank USSD code has several functions. It can be used to carry out different transactions on your Zenith Bank account like;

  • Check Account Balance
  • Open Zenith Bank Account
  • Airtime Recharge
  • Transfer Money
  • Update BVN
  • Bill Payment
  • Buy Data
  • Generate OTP
  • Perform USSD on POS
  • Request For Zenith Bank Loan
  • Block ATM Card
  • Cardless Withdrawal

Advantages Of Using Zenith Bank USSD Code

There are several advantages of using Zenith Bank USSD code service as against traditional banking. Some of them are listed below:

1. Convenience

The convenience of using the Zenith Bank USSD code service cannot be overemphasized as Zenith Bank customers can carryout transactions where ever they might be by just dialing a few codes. They don’t need to visit the bank or worry about having data to access their account.

2. Accessibility

The Zenith Bank USSD code service is accessible to all Zenith Bank account holder. There is no restriction to who can use this service or when they service can be used. As long as you have it activated on your phone, you can bank freely even on the go.

3. Speed

Like most USSD code service, the Zenith Bank USSD code is very fast. Transactions carried out using this service are typically completed within seconds. You can make that transfer instantaneously and the money will be received as soon as you send it.

4. Security

The Zenith Bank USSD code service is very secure as there are features put in place to ascertain that. Customers are also required to make use of their unique pin while transacting to further boost protection of your account and transactions.

5. Ease of Use

Another advantage of the Zenith Bank USSD code service is its ease of use. This service is very easy to operate as customers who are not technologically inclined can operate it easily. Every Zenith code you input in your phone is followed by prompt that make it easy to understand,

6. Cost-effectiveness

The Zenith Bank USSD code service is quite cheap to use. Applying for the service is free but there are charges that comes with carryout some transactions. Still it is cheaper than spending money to visit a Zenith Bank or the time you would spend inside the bank.

How To Register and Activate USSD Code For Zenith Bank

Before you can make use of the Zenith Bank USSD code, you will first of all register and activate the service on your mobile phone number connected to your account. Here is how to go about registering and activating the service:

  1. Dial the USSD code *966*00# on the mobile number linked to your Zenith Bank account.
  2. You will then be prompted to enter the last 4 digits of your Debit (ATM) card number.
  3. Once you do, you Account Name will be displayed on the screen. You will then to be prompted to create a 4-digit PIN for transactions .
  4. After you create the PIN, you will be asked to confirm it.
  5. If successful, you will get a message “ Retrieving your balance “
  6. You will receive an SMS with the balances on all your accounts
  7. You can then start using the Zenith Bank USSD code service.

List Of Zenith Bank USSD Code

TransactionsZenith Bank USSD Code
Default Code*966#
Open Zenith Bank Account*966*0#
Check Account Balance*966*00#
Airtime Top Up For Self*966*amount#
Airtime Top-up for others*966* Amount*Mobile number#
Data Purchase*966*Amount*Mobile Number#
Transfer Money*966*Amount*Account Number# 
Bill Payment*966*6*Biller code*Amount#
Update BVN Details*966*BVN#
Block ATM Card*966*60#
Block Zenith Bank Account*966*911#
Cardless withdrawals*966*60#, select option “7”
Retrieve Zenith bank ATM debit card PIN*966*60#
Zenith Bank Payday Loan*966*11#
Increase daily transaction limit*966*60#
Check Zenith bank account number*966*0#
Zenith Bank USSD To Open An Account

Interested persons can open a Zenith Bank account from the comfort of their home, without need to visit the bank. Below is the steps you should take to open a Zenith Bank with the USSD code:

  1. Dial the USSD code *966# on your mobile line
  2. You will be shown a menu, from the menu list choose option 5 (Open Account).
  3. This while display the types of account available (Savings, Current, or EazySave). You can choose your preferred account type.
  4. It will lead you to input your personal information like, first name, last name, and date of birth.
  5. After you have done that, you can now enter your BVN (Bank Verification Number) or National ID number.
  6. When this is done, you can select your preferred account officer (you can choose to select “No Preference”) if you wish to
  7. The system will then generate your account number for you or you can choose your preferred account number.
  8. After you have entered all the details, You can confirm your details and then accept the terms and conditions of banking with Zenith bank.
  9. Once your account has been created, you will receive an SMS containing your account number and other details.
  10. In order to activate your account, you can visit any Zenith Bank branch with a valid means of identification, such as a national ID card, driver’s license, or international passport.
  11. Alternatively, you can complete your account activation by following the instructions provided in the SMS you received after opening the account.
Zenith Bank USSD Code To Check Account Balance

Zenith Bank customers can easily check their account balance without visiting the bank or needing internet connection to access the mobile app. Simply follow the steps below to check your account balance.

  1. Dial the USSD code *966*00# for account balance check.
  2. You will be prompted to enter your 4-digit transaction pin
  3. Once you do that your account balance will be displayed on your screen.
Zenith Bank USSD Code For Airtime Recharge

Your mobile line recharge is made easy with the Zenith Bank USSD code. You can recharge any network with the code *966*amount#. Once you dial it and enter your four digit transaction pin your line will be credited.

Also your family and friends are not left out as you can buy airtime for the mobile line from your bank with the Zenith bank USSD code. Simply dial *966* Amount*Mobile number# followed by your transaction pin to complete the purchase.

Zenith Bank USSD For Data Purchase

Data purchase for your phone can be made using the Zenith Bank USSD code. It is an easy and quick service. To purchase data from the bank simply dial the code *966* Amount*Mobile number# on the phone number linked to your account and follow the prompt.

How To Transfer Money With The Zenith Bank USSD Code

It is easy to transfer money from your Zenith bank account to another bank account using the Zenith Bank USSD Code. Follow the steps below to transfer funds using the Zenith Bank USSD code:

  1. Dial *966*Amount*Account Number# on the mobile number linked to your Zenith Bank account.
  2. An on screen prompt will guide you to input the bank information and other details to complete the transaction
  3. You will also be required to input your transaction PIN. Once everything is done the money will be transferred
Zenith Bank USSD Code For Bill Payment

Zenith bank customers can pay various bills like PHCN, DStv, GOtv and more with the Zenith Bank USSD code. They can dial the code *966*7*Amount*Customer ID# and follow the prompt to pay their DStv, GOtv and PHCN bill.

For other billing options they should dial *966*6*Biller code*Amount# and follow the prompt to complete the bill payment.

Zenith Bank USSD Code To Update BVN Details

Your Bank Verification Number can be updated using the Zenith Bank USSD code. Dial *966*BVN#  and follow the prompt to complete the verification.

Zenith Bank USSD Code For Cardless Withdrawal

Cardless Withdrawal is possible with the Zenith Bank USSD code. To do this simply dial *966*60# and select option 7 from the menu.

Zenith Bank USSD Code To Block ATM Card

A Zenith bank customer can block their lost or stolen ATM card with the use of the USSD code. Dial *966*60# and select option 6 from the list of menu to process the block. Remember you must input your 4-digit transaction PIN to finalize the transaction.

How to Deactivate The Zenith Bank USSD Code

If for any reason you wish to deactivate your Zenith Bank USSD code service, you can safely do so by following the steps below:

  1. Simply dial 966*20# on the mobile line linked to your bank
  2. Proceed by entering your 4-digit transaction PIN
  3. From the list of menu, select option 1 (Deactivate Account)
  4. Proceed to confirm your request to deactivate the USSD code service.
  5. The deactivation request will be process and a confirmation SMS will be sent to you.

The advantages of using the Zenith Bank USSD code cannot be overemphasized as Zenith bank customers can enjoy the seamless and convenient banking that comes with the Zenith bank USSD code service.

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