List Of Kuda Bank USSD Code For Transfer, Airtime Recharge and More

If you are wondering if Kuda Bank has USSD code for transfer and airtime recharge, the answer is yes. There are several Kuda bank USSD codes you can use for transactions without needing to visiting the bank or internet connection.

Kuda Microfinance bank is a digital bank that operates mostly online. It functions with the use of its mobile app and offers banking services like free cash deposits, free bill payment, and up to 25 free transfers to other banks a month.

This bank also works with the use of USSD codes. If you don’t have access to the internet or you want a quick mode of banking from the comfort of your home, you can use the Kuda bank USSD Code for transactions.

Transactions like money deposit, transfer of money from another bank into your Kuda bank account as well as checking your account balance is possible with the use of the Kuda bank USSD code. Kuda bank as an online bank made these banking service possible to encourage ease of banking.

Below is detailed information about Kuda bank and the Kuda bank USSD code for transactions on your phone.

About Kuda Bank

Kuda Bank is a digital-only bank that operates in Nigeria. It was founded in 2019 by Babs Ogundeyi and Musty Mustapha with the aim of revolutionizing the banking industry in Nigeria. Kuda Bank is fully licensed by the Central Bank of Nigeria (CBN) and operates under a microfinance banking license.

Kuda Bank offers a range of financial services, including savings and current accounts, loans, and bill payments, all of which can be accessed through its mobile app. The app is available on both Android and iOS platforms and is designed to be user-friendly and easy to navigate. Kuda Bank customers can also enjoy zero account maintenance fees, zero ATM card maintenance fees, and free transfers to any bank in Nigeria.

One of the standout features of Kuda Bank is its focus on customer service. The bank has a customer support team that is available 24/7 to assist customers with any issues or questions they may have. This has helped to set Kuda Bank apart from its competitors and has earned it a reputation as one of the best customer service providers in the Nigerian banking industry.

Kuda Bank has also received recognition for its innovative approach to banking. In 2020, it was named the Best Mobile Bank in Nigeria by World Finance, and it has also been recognized by the African Digital Awards for its contribution to the growth of the digital economy in Nigeria.

About Kuda Bank USSD Code

Asides from the Kuda bank mobile app which is the primary means of carrying out transactions, Kuda bank customers can also use USSD code to transact. While there are USSD codes to carry out certain transactions on Kuda bank, the bank does not have a unique USSD code for transactions like transferring money from Kuda to other accounts, paying bills, etc. 

There are just some few USSD codes that can be used to transfer money from some banks to your Kuda bank account. This code is known as Kuda USSD code for accounting funding. There is also a Kuda bank USSD code to check your account balance.

How To Register and Activate The Kuda Bank USSD Code

In order to start using the Kuda bank USSD code you will need to activate the service. To do that follow the steps below:

1. Ensure that you have a Kuda Bank account. If you don’t have one, you can download the Kuda Bank app from the App Store or Google Play Store and follow the account opening process.

2. Dial *919# from the mobile number registered with your Kuda Bank account.

3. You will be prompted to enter your account number. Enter your Kuda Bank account number and press “Send”.

4. Next, you will be asked to create a 4-digit PIN for the USSD service. Enter a PIN of your choice and press “Send”. You will be required to confirm the PIN by entering it again.

5. After successfully creating your USSD PIN, you will receive a message confirming that you have been registered for Kuda Bank’s USSD service.

6. To activate the USSD code, you will need to dial *919# again and enter your 4-digit PIN.

7. Once you have entered your PIN, you will be taken to the USSD menu where you can access Kuda Bank’s range of banking services.

Advantages Of Using The Kuda Bank USSD Code

There are several advantages to using the Kuda Bank USSD code for your banking needs. Here are some of the key benefits:

  1. Convenience: The USSD code allows you to perform a range of banking transactions using your mobile phone, which is a convenient and accessible way to manage your finances.
  2. Easy to Use: The USSD code is simple to use, and you don’t need to have a smartphone or internet connection to access the service. All you need is a basic mobile phone.
  3. Availability: The USSD code is available 24/7, which means you can perform transactions at any time of the day or night, including weekends and public holidays.
  4. Secure: Kuda Bank’s USSD service is secure and uses encryption to protect your transactions and personal information.
  5. Speed: Transactions carried out using the USSD code are usually processed instantly, which means you can receive funds or make payments quickly.
  6. Cost-effective: The USSD code is a cost-effective way to perform banking transactions as it doesn’t require internet access or data charges, and there are no transaction fees for using the USSD code.
  7. Access to a Range of Services: With the USSD code, you can access a range of banking services, including checking your account balance, transferring funds, paying bills, and buying airtime and data.

List Of Kuda Bank USSD Code

TransactionsKuda Bank USSD Code
Check Balance*894#
Airtime Top Up For Self*894*Amount#
Airtime Top Up Others*894*Amount*Phone Number#
Transfer From GTBank to Kuda Bank*737*50*Amount*416#
Transfer From UBA to Kuda Bank*919*4*Kuda Bank Account Number*Amount#
Transfer From First Bank to Kuda Bank*894*Amount*Kuda Bank Account Number#
Transfer From Zenith Bank to Kuda Bank*966*Amount*Kuda Account Number#
Transfer From Wema Bank to Kuda Bank*945*Kuda Bank Account Number*Amount#
Transfer From Access Bank to Kuda Bank*901*Amount*Kuda Bank Account Number#
Kuda Bank USSD Code To Check Account Balance

You can easily check your Kuda bank account balance on your mobile phone without using internet connection. In order to do this dial *894# on the mobile number linked to your Kuda bank and follow the prompt. Your account balance will display on the screen.

Kuda Bank USSD Code For Airtime Recharge

Kuda bank has USSD code that can be used for airtime recharge. If you want to recharge your phone from your Kuda bank, simply dial *894*Amount# and your account will be recharge. If you want to recharge a number that is not your own, you can also do that by dialing the code *894*Amount*Phone Number#.

How To Transfer From GTBank To Kuda Bank

You can easily transfer money from your GTBank account to your Kuda Bank account using the USSD code. Dial *737*50*Amount*416# on the phone number linked to your bank and follow the prompt to complete your transaction.

In the place of the amount, you should input the amount you wish to transfer, make sure you have the money in your account before carrying out the transaction. Once the transfer is successful you will receive an alert notifying you of your transfer.

How To Transfer From UBA To Kuda Bank

Kuda bank customers who also have an account with UBA can transfer money from their UBA account to their Kuda bank account. For this to be possible they will have to dial the code *919*4*Kuda Bank Account Number*Amount# on the phone number linked to their bank and follow the prompt. Once you have completed the request including inputting your transfer pin, the transfer will be initiated.

How To Transfer From First Bank To Kuda Bank

It is also easy to transfer money from your First bank account to your Kuda bank account. You can make use of the code *894*Amount*Kuda Bank Account Number#. Dial this code on the phone number linked to your account and your Kuda account and follow the prompt.

How To Transfer From Zenith Bank To Kuda Bank

If you want to transfer money from your Zenith bank account to your Kuda bank account you can use the short code. Dial the code *966*Amount*Kuda Account Number# find and select Kuda as the bank to send money to, then enter your Zenith bank transaction pin to authorize the transfer.

How To Transfer From Wema Bank To Kuda Bank

Wema bank customers can transfer any amount of money to their Kuda bank with the use of the Kuda bank USSD code. All they need to do is dial the code *945*Kuda Bank Account Number*Amount#. In the place of the Kuda bank account number, they should input the their Kuda bank account number.

After they click on send they will receive a prompt asking them to select the bank they want to transfer to, they can select Kuda bank. The next step is to enter their Wema bank transfer pin and the transaction will be authorized.

How To Transfer From Access Bank To Kuda Bank

If you want to transfer money from your Access bank account to your Kuda bank account then you should follow this step. Dial the code *901*Amount*Kuda Bank Account Number# on the phone number that is linked to your account.

After you have dialed the code, you will be required to select the bank you want to transfer to from the list of banks available. Select Kuda bank and input your Access bank transaction pin. This will allow your transaction to be processed and your Kuda bank account credited.

How To Deactivate The Kuda Bank USSD Code

There might be a time when you decide to deactivate your Kuda Bank USSD code. If you decide to do that now, you can follow this easy step to have the code deactivated.

  1. Dial *919# from the mobile number registered with your Kuda Bank account.
  2. Enter your USSD PIN and press “Send”.
  3. Select “Help” from the USSD menu.
  4. Select “Deactivate Account” from the list of options.
  5. You will be prompted to confirm that you want to deactivate the USSD code. Select “Yes” to confirm.
  6. You will receive a message confirming that your USSD account has been deactivated.

If you have difficulty setting up your Kuda Bank USSD code, you can call their customer care number or visit any of the Kuda bank branches in Nigeria to have it sorted. Kuda Bank USSD code is a convenient, easy-to-use, and cost-effective way to manage your finances. With the USSD code, you can access a range of banking services anytime, anywhere, and carry out transactions securely and quickly.

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